22 Ocean Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 22 Ocean Ave, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,250 sqft · built 1958
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,389 (2025)
Deeds & Mortgages	May 2019 Refinance Apr 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0171 B:0009 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0171 B:0009 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	3,594 sqft
1st Floor Area	1,440 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	22 OCEAN AVE
City	GLOUCESTER
State	MA
Zip	01930-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1014
Census Tract	221901

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0171 B:0009 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 OCEAN AVE, GLOUCESTER, MA 01930-5237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Apr 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Aug 15, 2018	Quit Claim Deed, Transfer BANGOR SVGS BK
Jan 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2018
Deed Sale	Aug 10, 2018
Prior Sale	Jan 25, 2018
Deed Document Number	20181860
Deed Book / Page	36929 / 116
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	22 OCEAN AVE, GLOUCESTER, MA 01930-5237
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37507-10
Date	May 14, 2019
Book Page	37507/10
Instrument	20190514001170

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	22 OCEAN AVE, GLOUCESTER, MA 01930-5237
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38442-66
Date	Apr 22, 2020
Book Page	38442/66
Instrument	20200422001430

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 15, 2018
Property Address	22 OCEAN AVE, GLOUCESTER, MA 01930-5237
Document Number	36929-116
Book / Page	036929 / 000116
Instrument Date	Aug 09, 2018
Instrument	1808101860
Transaction Type	Transfer
Record Updated	Sep 04, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 OCEAN AVE GLOUCESTER MA 019305237, GLOUCESTER, MA 01930-5237

Mortgage

Document Number	36940-60
Date	Aug 15, 2018
Book Page	036940/000060
Instrument	1808154300

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 25, 2018
Property Address	22 OCEAN AVE, GLOUCESTER, MA 01930-5237
Document Number	36490-476
Book / Page	036490 / 000476
Instrument Date	Jan 22, 2018
Instrument	1801250530
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 OCEAN AVE GLOUCESTER MA 019305237, GLOUCESTER, MA 01930-5237

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,389.00 (+1.48%)	$760,200 (+1.59%) Land $250,500 Building $509,700
2024	$7,281.00 (+4.45%)	$748,300 (+13.67%) Land $238,600 Building $509,700	$663,005
2023	$6,971.00	$658,300 Land $213,000 Building $445,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Mar 2018, tidal / storm surge, Severe Winter Storm And Flooding
Claims By Storm	Coastal Storm, Oct 1991 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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