22 Oak St, Tenafly, NJ 07670 Property Records

Bergen County and Tenafly Borough property record for 22 Oak St, Tenafly, NJ 07670

Property Summary

Property Type	Single Family Home
Details	2,014 sqft · built 1938
Lot Size	0.147 acres (6,412 sqft)
Owner	2 Individual Names on File
Last Sale	$970,000 (Jul 2023)
Tax Bill	$18,320 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-00706-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`61-00706-0000-00003`
Alternative APN	`610070600003`

Interior

Stories	2 Stories
Building Area	2,014 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,412 sqft (0.147 acres)
Lot Dimensions	121 ft deep x 53 ft wide
Garage Type	Attached

Location & Zoning

Street Address	22 OAK ST
City	TENAFLY
State	NJ
Zip	07670-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9
Legal Description	53X121
Legal Subdivision	COTSWOLD
Legal Block	706
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	TENAFLY
Census Block Group	5
Census Block	5009
Census Tract	55100

Owner

22 Oak St is owned and occupied by two individuals who bought it in July 2023.

Source: Bergen County and Tenafly Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 OAK ST, TENAFLY, NJ 07670-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Sep 17, 2014 · Amount on File
Deed Document Number	202350037
Deed Book / Page	5049 / 376
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 31, 2023
Property Address	22 OAK ST, TENAFLY, NJ 07670-2717
Document Number	0050490376
Book / Page	5049 / 376
Instrument Date	Jul 17, 2023
Instrument	2023050037
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,486.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 WILLIAM ST, ENGLEWOOD, NJ 07631-3588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 OAK ST, TENAFLY, NJ 07670-2717
Investor	Possibly a Property Investor

Mortgage

Document Number	2023050038
Date	Jul 31, 2023
Instrument	2023050038

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 22 Oak St was $18,320, up 4.6% from the year before.

Source: Bergen County and Tenafly Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Tenafly Borough
Unified School District	Tenafly Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,200 (-) Land $378,900 Building $237,300	$616,200 (-) Land $378,900 Building $237,300
2025	$18,320.00 (+4.65%)	$616,200 Land $378,900 Building $237,300	$616,200 Land $378,900 Building $237,300
2024	$17,506.00
2023		$616,200 (-) Land $378,900 Building $237,300	$616,200 (-) Land $378,900 Building $237,300
2022	$16,668.00 (+1.81%)	$616,200 Land $378,900 Building $237,300	$616,200 Land $378,900 Building $237,300
2021	$16,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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