22 Oak St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 22 Oak St, Amesbury, MA 01913

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,705 sqft · built 1900
Lot Size0.692 acres (30,146 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Feb 2019)
Tax Bill$6,479 (2026)
Deeds & MortgagesAug 2021 Mortgage
Jan 2023 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN64-65

Property Details

APN / Parcel Number

Primary APN64-65
Alternative APN
  • AMES M:66 B:0034.A

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,705 sqft Living Area
Gross Area2,600 sqft
1st Floor Area832 sqft
Basement Area808 sqft
Unfinished Basement808 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,146 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number64-65
Street Address22 OAK ST
CityAMESBURY
StateMA
Zip01913-3737
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeIC
Legal SubdivisionOAKGREEN CONDO
Legal Block34.A
JurisdictionAMESBURY MA
Township / Civil DivisionAMESBURY TOWN
Census Block Group1
Census Block1016
Census Tract266300

Owner

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 OAK ST, AMESBURY, MA 01913-3737
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jan 10, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 15, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 27, 2019Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Feb 20, 2019Quit Claim Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 29, 2017Deed of Trust, Mortgage · Line of Credit
ST JEANS CU
Jun 29, 2017Deed of Trust, Mortgage · Line of Credit
ST JEANS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2019 · Amount on Record
Deed SaleFeb 20, 2019 · Amount on Record
Prior SaleMar 3, 2017 · Amount on Record
Deed Book / Page37337 / 115
Prior Transfer DateFeb 6, 2019
Prior Transfer Doc037337-115
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address22 OAK ST, AMESBURY, MA 01913-3737
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040165-561
DateAug 11, 2021
Book Page40165/561
Instrument20210811000310
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address22 OAK ST, AMESBURY, MA 01913-3737
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041392-416
DateJan 10, 2023
Book Page41392/416
Instrument20230110000810
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueFeb 1, 2063

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address22 OAK ST, AMESBURY, MA 01913-3737
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041859-265
DateNov 15, 2023
Book Page41859/265
Instrument20231115000980
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueDec 1, 2063

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address22 OAK ST, AMESBURY, MA 01913-3737
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38154-230
DateDec 27, 2019
Book Page38154/230
Instrument20191227005660
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAMESBURY MA
Recording DateFeb 20, 2019
Property Address22 OAK ST, AMESBURY, MA 01913-3737
Document Number37337-115
Book / Page37337 / 115
Instrument DateFeb 6, 2019
Instrument20190220000470
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 OAK ST, AMESBURY, MA 01913-3737

Mortgage

Document Number190220000480
DateFeb 20, 2019
Instrument190220000480
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address22 OAK ST, AMESBURY, MA 01913-3737
Document Number36015-561
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedAug 1, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36015-561
DateJul 13, 2017
Book Page036015/000561
Instrument1707130259
Lender
NameST JEANS CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address22 OAK ST, AMESBURY, MA 01913-3737
Document Number35981-206
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35981-206
DateJun 29, 2017
Book Page035981/000206
Instrument1706290112
Lender
NameST JEANS CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityAmesbury City
Unified School DistrictAmesbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,479.00 (+6%)$430,500 (+7.76%) Building $430,500$469,599 (-0.8%)
2025$6,112.00 (+2.43%)$399,500 (+4.72%) Building $399,500$473,385
2024$5,967.00 (+6.31%)$381,500 (+11.06%) Building $381,500
2023$5,613.00$343,500 Building $343,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1978–2007)
Claims Outside the SFHA8 of 13
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
  • Severe Storms And Flooding, May 2006 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMESBURY DPW WATER DIV.
serves 17,366 people · EPA ID MA3007000
Water SourceSurface water
Last State InspectionJun 2026
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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