22 Oak Rd, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 22 Oak Rd, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,482 sqft · built 1975
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Dec 2020)
Tax Bill	$16,364 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 60.18-1-39`

Property Details

APN / Parcel Number

Primary APN	`372689 60.18-1-39`
Alternative APNs	`268906001800010390000000` `093325`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,482 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	1,552 sqft
Upper Floors Area	930 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2021
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	95,396 sqft (2.19 acres)
Lot Width	133 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	640 sqft
Shed	1 Shed
Canopy	203 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	093325
Street Address	22 OAK RD
City	GARRISON
State	NY
Zip	10524-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LAND & RESIDENCE
Legal Block	1
Legal Lot Number	39.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2010
Census Tract	10800

Owner

22 Oak Rd is owned and occupied by an individual who bought it in December 2020.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22 OAK RD, GARRISON, NY 10524-3624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Aug 25, 1999 · Amount on File
Deed Document Number	2020114692020
Deed Book / Page	2191 / 292
Record Updated	Oct 29, 2026

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Dec 21, 2020
Property Address	22 OAK RD, GARRISON, NY 10524-3624
Document Number	0021910292
Book / Page	2191 / 292
Map Reference	MAP 1576A
Instrument Date	Dec 16, 2020
Instrument	11469-2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	JUDICIAL TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 OAK RD, 22, GARRISON, NY 10524-3624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 GARFIELD PL, BROOKLYN, NY 11215-2207

Mortgage

Document Number	0007226134
Date	Dec 21, 2020
Instrument	7226/134

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Garrison Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,000 Land $98,000 Building $290,000	$1,265,080
2024	$16,364.00
2023		$388,000 (+0.65%) Land $98,000 Building $290,000	$1,101,647 (+12.45%) Land $278,251 Building $823,396
2022		$385,500 Land $98,000 Building $287,500	$979,670 Land $249,047 Building $730,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Oak Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (2011–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Oak Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35