22 Normandy Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 22 Normandy Dr, Lake Saint Louis, MO 63367

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,336 sqft · built 1974
Lot Size	0.255 acres (11,125 sqft)
Owner	Individual Name on File
Last Sale	$272,650 (Mar 2021)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Mar 2021 Transfer Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`686670A000`

Property Details

APN / Parcel Number

Primary APN	`686670A000`
Alternative APN	`4-0056-4311-00-0024.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	4,099 sqft
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Masonry Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,125 sqft (0.255 acres)
Lot Dimensions	125 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	686670A000
Street Address	22 NORMANDY DR
City	LAKE SAINT LOUIS
State	MO
Zip	63367-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	LSL #2 LOT 24
Legal Subdivision	LSL #2 RESUB #105 & #113
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2010
Census Tract	311903

Owner

22 Normandy Dr is owned and occupied by an individual who bought it in March 2021.

Source: St. Charles County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Intrafamily Transfer, Transfer
Sep 27, 2019	Deed of Trust, Mortgage GOLDEN OAK LNDG
Dec 12, 2017	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Dec 27, 2017 · Amount on File
Deed Document Number	202120827
Prior Transfer Date	Nov 9, 2012
Prior Transfer Doc	0000880690
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 9, 2021
Property Address	22 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Document Number	2021R020826
Map Reference	MB 12 PG 2
Instrument Date	Feb 26, 2021
Instrument	2021R-020826
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Document Number	0071550727
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 NORMANDY DR LAKE ST LOUIS MO 633671615, LAKE ST LOUIS, MO 63367-1615

Mortgage

Document Number	0071550727
Date	Oct 3, 2019
Book Page	007155/000727
Instrument	548660

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1615
Document Number	0068552128
Book / Page	006855 / 002128
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 NORMANDY DR LAKE ST LOUIS MO 633671615, LAKE ST LOUIS, MO 63367-1615

Mortgage

Document Number	0068552128
Date	Dec 20, 2017
Book Page	006855/002128
Instrument	784190

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22 Normandy Dr was $4,490, up 11.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Lake St. Louis City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,971 (-)	$336,691 (-) Land $65,291 Building $271,400
2025	$4,490.00 (+11.22%)	$63,971	$336,691 Land $65,291 Building $271,400
2024	$4,037.00
2023		$58,627
2022			$308,565 Land $47,117 Building $261,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Normandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Normandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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