Essex County and Gloucester City property record for 22 Norman Ave, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 3,943 sqft · built 1920 |
| Lot Size | 0.484 acres (21,075 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $30,000 (Sep 2004) |
| Tax Bill | $11,096 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0171 B:0011 L:0000 |
| Primary APN | GLOU M:0171 B:0011 L:0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,943 sqft Living Area |
| Gross Area | 7,148 sqft |
| 1st Floor Area | 2,320 sqft |
| Attic | Attic |
| Attic Area | 1,155 sqft |
| Basement Area | 1,155 sqft |
| Unfinished Basement | 1,155 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,075 sqft (0.484 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 22 NORMAN AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5294 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-20 |
| Legal Block | 11 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 22 NORMAN AVE, GLOUCESTER, MA 01930-5294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Apr 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Jun 2, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2004 · Amount on Record |
| Deed Sale | Sep 1, 2004 · Amount on Record |
| Deed Book / Page | 23336 / 40 |
| Last Transfer Date | May 4, 2022 |
| Transfer Doc | 040974-444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 22 NORMAN AVE, GLOUCESTER, MA 01930-5294 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 042072-164 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 42072/164 |
| Instrument | 20240417001120 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 22 NORMAN AVE, GLOUCESTER, MA 01930-5294 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 040836-338 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 40836/338 |
| Instrument | 20220401002200 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 2, 2022 |
| Property Address | 22 NORMAN AVE, GLOUCESTER, MA 01930-5294 |
| Document Number | 040974-444 |
| Book / Page | 40974 / 444 |
| Instrument Date | May 4, 2022 |
| Instrument | 20220602000050 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,096.00 (+8.62%) | $1,191,800 (+13.41%) Land $313,300 Building $878,500 | $1,246,367 |
| 2025 | $10,215.00 (+1.93%) | $1,050,900 (+2.03%) Land $290,100 Building $760,800 | |
| 2024 | $10,022.00 | $1,030,000 Land $276,200 Building $753,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1979–2018) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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