22 Noel Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 22 Noel Rd, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,117 sqft · built 1994
Lot Size0.547 acres (23,823 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Jun 2018)
Tax Bill$11,942 (2025)
Deeds & MortgagesJun 2022 Refinance
Dec 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNANDO M:00086 B:00006 L:0000J

Property Details

APN / Parcel Number

Primary APNANDO M:00086 B:00006 L:0000J

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,117 sqft Living Area
Gross Area6,947 sqft
Basement Area2,944 sqft
Unfinished Basement1,493 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,823 sqft (0.547 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address22 NOEL RD
CityANDOVER
StateMA
Zip01810-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionHYATT XING
Legal Block6
Legal Lot NumberJ
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group5
Census Block5014
Census Tract254100

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 NOEL RD, ANDOVER, MA 01810-1329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HOMETAP EQUITY PARTNE
Dec 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CMG MORTGAGE INC
Jun 22, 2018Quit Claim Deed, Transfer
EQUITY PRIME MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleSep 26, 2016
Deed Book / Page15525 / 191
Transfer Doc015525-191
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address22 NOEL RD, ANDOVER, MA 01810-1329
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00017474-3
DateJun 13, 2022
Book Page17474/3
Instrument13957
Lender
NameHOMETAP EQUITY PARTNE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address22 NOEL RD, ANDOVER, MA 01810-1329
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16662-119
DateDec 16, 2020
Book Page16662/119
Instrument36090
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2052

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateJun 22, 2018
Property Address22 NOEL RD, ANDOVER, MA 01810-1329
Document Number15525-191
Book / Page15525 / 191
Instrument14724
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.68
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 NOEL RD, ANDOVER, MA 01810-1329

Mortgage

Document Number155250194
DateJun 22, 2018
Instrument15525/0194
Lender
NameEQUITY PRIME MTG
Agreement
AmountAmount Recorded
Term360 Months
DueJun 22, 2048

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,942.00 (+0.06%)$956,100 (+3.18%) Land $395,200 Building $560,900$1,036,735
2024$11,935.00 (+11.98%)$926,600 (+18.76%) Land $389,900 Building $536,700
2023$10,658.00$780,200 Land $351,200 Building $429,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims28 (1979–2010)
Claims Outside the SFHA7 of 28
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 6 claims
  • Severe Storms And Flooding, May 2006 · 13 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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