22 Niagara Ln, Commack, NY 11725 Property Records

Suffolk County and Huntington Town property record for 22 Niagara Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jun 2026)
Tax Bill	$11,844 (2024)
Deeds & Mortgages	Jun 2026 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0400-225.00-03.00-006.000`

Property Details

APN / Parcel Number

Primary APN	`0400-225.00-03.00-006.000`
Alternative APNs	`472689 225.00-03.00-006.000` `268922500003000060000000` `472600549300`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	22 NIAGARA LN
City	COMMACK
State	NY
Zip	11725-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	BLK LOT 190
Legal Subdivision	BIRCHWOOD AT COMMAC
Legal Block	300
Legal Lot Number	6
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	1
Census Block	1006
Census Tract	112103

Owner

22 Niagara Ln is owned by two individuals who bought it in June 2026.

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 CAPRI RD, WEST ISLIP, NY 11795-2303
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer
Sep 19, 2019	Grant Deed, Transfer · Conventional Mortgage CONTOUR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Book / Page	13338 / 476
Prior Transfer Date	Mar 31, 1999
Prior Transfer Doc	1195000401
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 3, 2026
Property Address	22 NIAGARA LN, COMMACK, NY 11725-4029
Document Number	1333000476
Book / Page	13338 / 476
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	413 CAPRI RD, WEST ISLIP, NY 11795-2303

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 19, 2019
Property Address	22 NIAGARA LN, COMMACK, NY 11725-4029
Document Number	0130270561
Book / Page	013027 / 000561
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BLUEGRASS LN COMMACK NY 117251401, COMMACK, NY 11725-1401

Mortgage

Document Number	230620626
Date	Sep 19, 2019
Book Page	023062/000626

Lender

Name	CONTOUR MTG
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,650 Land $300 Building $2,350	$588,889 (+10,789.22%) Land $66,667 Building $522,222
2024	$11,844.00		$5,408 (+12.25%) Land $612 Building $4,796
2023		$2,650 Land $300 Building $2,350	$4,818 Land $545 Building $4,273

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Niagara Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1981)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Niagara Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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