22 Nelson St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 22 Nelson St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,848 sqft · built 1900
Lot Size	0.079 acres (3,437 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2007)
Tax Bill	$5,473 (2025)
Deeds & Mortgages	Dec 2021 Refinance Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:037 L:279 S:017`

Property Details

APN / Parcel Number

Primary APN	`B:037 L:279 S:017`
Alternative APN	`LYNN M:037 B:279 L:017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,955 sqft
Basement Area	738 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,437 sqft (0.079 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	22 NELSON ST
City	LYNN
State	MA
Zip	01905-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	279
Legal Lot Number	17
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2002
Census Tract	205800

Owner

22 Nelson St is owned and occupied by two individuals who acquired it in November 2021.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 NELSON ST, LYNN, MA 01905-2332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC
Nov 15, 2018	Deed of Trust, Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2007 · Amount on File
Deed Sale	Jul 16, 2007 · Amount on File
Last Transfer Date	Nov 26, 2021
Transfer Doc	040577-495
Record Updated	Sep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 15, 2021
Property Address	22 NELSON ST, LYNN, MA 01905-2332
Document Number	040577-492
Book / Page	40577 / 492
Instrument Date	Nov 26, 2021
Instrument	20211215003160
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 NELSON ST, LYNN, MA 01905-2332

Mortgage

Document Number	040577-495
Date	Dec 15, 2021
Book Page	40577/495
Instrument	20211215003170

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Jan 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	22 NELSON ST, LYNN, MA 01905-2332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37152-406
Date	Nov 15, 2018
Book Page	37152/406
Instrument	181115000090

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22 Nelson St was $5,473, up 8.1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,473.00 (+8.1%)	$528,300 (+9.88%) Land $195,600 Building $332,700	$537,225
2024	$5,063.00 (+6.59%)	$480,800 (+12.86%) Land $179,700 Building $301,100
2023	$4,750.00	$426,000 Land $160,100 Building $265,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Nelson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1982–2018)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Nelson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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