22 N Zebra St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 22 N Zebra St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,293 sqft · built 1940
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jun 2007)
Tax Bill	$1,045 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2021 Mortgage
APN	`060300 79.11-2-11`

Property Details

APN / Parcel Number

Primary APN	`060300 79.11-2-11`
Alternative APNs	`03000790110002011000` `030205410`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	916 sqft
Upper Floors Area	377 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030205410
Street Address	22 N ZEBRA ST
City	DUNKIRK
State	NY
Zip	14048-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	60 X 100 RES; OLD APN: 060300 18-4-8
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2004
Census Tract	35500

Owner

22 N Zebra St is owned by two individuals who bought it in June 2007.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 790, DUNKIRK, NY 14048-0790
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit LAKE SHORE SAVINGS BANK
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKE SHORE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2007 · Amount on File
Deed Sale	Jun 27, 2007 · Amount on File
Prior Sale	Aug 4, 2005 · Amount on File
Deed Book / Page	2628 / 747
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	22 N ZEBRA ST, DUNKIRK, NY 14048-1712
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2022004830
Date	Nov 18, 2022
Instrument	MT2022004830

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	22 N ZEBRA ST, DUNKIRK, NY 14048-1712
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2021001572
Date	Feb 22, 2021
Instrument	MT2021001572

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 22 N Zebra St was $1,045, up 3.4% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,045.00 (+3.36%)
2025	$1,011.00	$25,119 Land $3,000 Building $22,119	$57,089 Land $6,818 Building $50,271
2023		$25,119 (-) Land $3,000 Building $22,119	$45,671 (+14.55%) Land $5,455 Building $40,216
2022	Additional exemption filed	$25,119 Land $3,000 Building $22,119	$39,871 Land $4,762 Building $35,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 22 N Zebra St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 N Zebra St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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