22 N Terrace Mill Cir, Spring, TX 77382 Property Records

Montgomery County property record for 22 N Terrace Mill Cir, Spring, TX 77382

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,953 sqft · built 2004
Lot Size	0.296 acres (12,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$642,390 (Mar 2022)
Tax Bill	$13,911 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`9699-36-01600`

Property Details

APN / Parcel Number

Primary APN	`9699-36-01600`
Alternative APN	`R323423`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	3 Stories
Building Area	3,953 sqft Living Area
Gross Area	4,816 sqft
1st Floor Area	2,178 sqft
2nd Floor Area	1,276 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,893 sqft (0.296 acres)
Garage Type	Attached
Garage Area	863 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	287 sqft
Patio Area	90 sqft
Canopy	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	22 N TERRACE MILL CIR
City	SPRING
State	TX
Zip	77382-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S969936 - WDLNDS VIL STERLING RIDGE 36, BLOCK 1, LOT 16
Legal Subdivision	WDLNDS VIL STERLING RIDGE 36
Legal Block	1
Legal Lot Number	16
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3000
Census Tract	690606

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 N TERRACE MILL CIR, SPRING, TX 77382-2815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Jun 7, 2011 · Amount on Record
Deed Document Number	202237473
Last Transfer Date	Feb 7, 2025
Transfer Doc	0000033000
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 25, 2022
Property Address	22 N TERRACE MILL CIR, SPRING, TX 77382-2815
Document Number	0000037473
Map Reference	CAB V SH 105
Instrument Date	Mar 24, 2022
Instrument	2022037473
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 N TERRACE MILL CIR, SPRING, TX 77382-2815

Mortgage

Document Number	0000037474
Date	Mar 25, 2022
Instrument	2022037474

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	22 N TERRACE MILL CIR, SPRING, TX 77382-2815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058045
Date	Jun 19, 2018
Instrument	2018058045

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,000 (-1.22%) Land $120,000 Building $830,000	$950,000 (-6.48%) Land $120,000 Building $830,000
2025	$13,911.00 (-0.19%) Homeowner's exemption Senior Citizen's exemption	$961,696 (+1%) Land $120,000 Building $895,800	$1,015,800 (+0.2%) Land $120,000 Building $895,800
2024	$13,937.00 (+21.62%) Homeowner's exemption	$874,269 (+1%) Land $120,000 Building $893,776	$1,013,776 (+27.55%) Land $120,000 Building $893,776
2023	$11,459.00 Homeowner's exemption	$794,790 Land $120,000 Building $674,790	$794,790 Land $120,000 Building $674,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 46 serves 24,399 people · EPA ID TX1700348
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Tachus Fiber Internet, Verizon.

Nearby Properties on N Terrace Mill Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures