St. Louis County property record for 22 N 28th Ave E, Duluth, MN 55812 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.25 Baths |
| Year Built | Built 1923 |
| Square Footage | 1,548 sqft Gross Area |
| Lot Size | 4,005 sqft (0.091 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2019) |
| Tax Bill | $4,256.00 (2026) |
| Primary APN | 010-2080-01290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,548 sqft Gross Area |
| 1st Floor | 794 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,005 sqft (0.091 acres) |
| Garage Type | Basement Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 20 sqft Deck |
| Porch Area | 40 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1071880 |
|---|---|
| Street Address | 22 N 28TH AVE E |
| City | DULUTH |
| State | MN |
| Zip | 55812-1938 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SLY 40 FT OF LOTS 1 AND 2 SERIAL # |
| Legal Subdivision | HARRISONS DIV OF DULUTH |
| Legal Block | 12 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 700 |
Source: St. Louis County records · APN 010-2080-01290
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 N 28TH AVE E, DULUTH, MN 55812-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jun 11, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) REGENT FIN'L |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Deed Doc Number | 20191356443 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 22 N 28TH AVE E, DULUTH, MN 55812-1938 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 22 N 28TH AVE E, DULUTH, MN 55812-1938 |
| Document Number | 0001480303 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 1480303 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 08, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 22 N 28TH AVE E, DULUTH, MN 55812-1938 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | MINNESOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001414221 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 1414221 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 11, 2019 |
| Property Address | 22 N 28TH AVE E, DULUTH, MN 55812-1938 |
| Document Number | 00A1356443 |
| Instrument Date | Jun 07, 2019 |
| Instrument | A1356443 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 22 N 28TH AVE E DULUTH MN 558121938, DULUTH, MN 55812-1938 |
| Document Number | A1356444 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | A1356444 |
| Name | REGENT FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OMAHA, NE 68124 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 22 N 28TH AVE E, DULUTH, MN 55812-1938 |
| Document Number | 00A1347623 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 22 N 28TH AVE E DULUTH MN 558121938, DULUTH, MN 55812-1938 |
| Document Number | 00A1347623 |
|---|---|
| Date | Jan 03, 2019 |
| Instrument | A1347623 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 02, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,256.00 (+28.04%) Homeowner's exemption | ||
| 2025 | $3,324.00 (-2.46%) Homeowner's exemption | $331,400 (+26.39%) Land $44,400 Building $287,000 | $331,400 (+26.39%) Land $44,400 Building $287,000 |
| 2024 | $3,408.00 | $262,200 (+17.47%) Land $25,900 Building $236,300 | $262,200 (+17.47%) Land $25,900 Building $236,300 |
| 2022 | $223,200 Land $22,700 Building $200,500 | $223,200 Land $22,700 Building $200,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures