22 Mount St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 22 Mount St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,512 sqft · built 1977
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,500 (Oct 2018)
Tax Bill	$6,855 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-007`

Property Details

APN / Parcel Number

Primary APN	`19-007`
Alternative APNs	`FRAN M:331 L:023` `M:019 L:007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,221 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19-007
Street Address	22 MOUNT ST
City	FRANKLIN
State	MA
Zip	02038-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	23
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1023
Census Tract	442201

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2833 DIAMOND HILL RD, CUMBERLAND, RI 02864-2921
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Oct 30, 2018	Quit Claim Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	22 MOUNT ST, FRANKLIN, MA 02038-2304
Document Number	0001443445
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 MOUNT ST FRANKLIN MA 020382304, FRANKLIN, MA 02038-2304

Mortgage

Document Number	0001443445
Date	Apr 6, 2020
Instrument	1443445

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2040

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	22 MOUNT ST, FRANKLIN, MA 02038-2304
Document Number	0001425030
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 MOUNT ST FRANKLIN MA 020382304, FRANKLIN, MA 02038-2304

Mortgage

Document Number	0001425030
Date	Jul 8, 2019
Instrument	1425030

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2039

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Oct 30, 2018
Property Address	22 MOUNT ST, FRANKLIN, MA 02038-2304
Document Number	0001411287
Instrument Date	Oct 23, 2018
Instrument	1411287
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2833 DIAMOND HILL RD CUMBERLAND RI 028642921, CUMBERLAND, RI 02864-2921

Mortgage

Document Number	1411288
Date	Oct 30, 2018
Instrument	1411288

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,855.00 (+12.41%)	$589,900 (+14.06%) Land $258,700 Building $331,200	$491,245 (+5.25%)
2024	$6,098.00 (-2.28%)	$517,200 (+4.27%) Land $258,700 Building $258,500	$466,735
2023	$6,240.00	$496,000 Land $260,900 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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