22 Morton Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 22 Morton Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1920
Lot Size	0.114 acres (4,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Dec 2005)
Tax Bill	$5,406 (2026)
Deeds & Mortgages	May 2022 Line of Credit May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0021 L:0027`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0021 L:0027`
Alternative APNs	`M:005=F B:0021 L:0027` `146003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	835 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,948 sqft (0.114 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	146003
Street Address	22 MORTON AVE
City	SAUGUS
State	MA
Zip	01906-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	GLENWOOD
Legal Block	21
Legal Lot Number	27
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3003
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 MORTON AVE, SAUGUS, MA 01906-3949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 13, 2025	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Sep 11, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2005 · Amount on Record
Deed Sale	Dec 15, 2005 · Amount on Record
Deed Book / Page	25191 / 229
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	22 MORTON AVE, SAUGUS, MA 01906-3949
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040940-481
Date	May 18, 2022
Book Page	40940/481
Instrument	20220518000200

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUGUS MA
Recording Date	May 13, 2025
Property Address	22 MORTON AVE, SAUGUS, MA 01906-3949
Document Number	042711-474
Book / Page	42711 / 474
Instrument Date	May 6, 2025
Instrument	20250513002120
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 MORTON AVE, SAUGUS, MA 01906-3949
Investor	Possibly a Property Investor

Mortgage

Document Number	20250513002130
Date	May 13, 2025
Instrument	20250513002130

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	22 MORTON AVE, SAUGUS, MA 01906-3949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37831-250
Date	Sep 11, 2019
Book Page	37831/250
Instrument	20190911000860

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,406.00 (+3.96%)	$518,800 (+6.55%) Land $327,100 Building $187,900	$532,299 (+7.75%)
2025	$5,200.00 (+4.65%)	$486,900 (+4.35%) Land $297,300 Building $189,600	$494,000
2024	$4,969.00 (+3.31%)	$466,600 (+9.22%) Land $280,300 Building $186,300
2023	$4,810.00	$427,200 Land $246,400 Building $180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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