22 Morse St, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 22 Morse St, Freeport, ME 04032

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,002 sqft · built 1940
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (Oct 2023)
Tax Bill$4,587 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN011056000000

Property Details

APN / Parcel Number

Primary APN011056000000
Alternative APNs
  • FPRT M:11 B:56 L:0 U:0
  • 20252536
  • 683

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,002 sqft Living Area
Gross Area2,305 sqft
1st Floor Area906 sqft
AtticAttic
Attic Area384 sqft
Basement Area120 sqft
Unfinished Basement120 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number683
Street Address22 MORSE ST
CityFREEPORT
StateME
Zip04032-1224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code550
Legal Block56
JurisdictionFREEPORT ME
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2013
Census Tract4502

Owner

Source: Cumberland County and Freeport Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 MORSE ST, FREEPORT, ME 04032-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
BATH SAVINGS INSTITUTION
Nov 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BATH SAVINGS INSTITUTION
Jul 21, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Prior SaleJul 21, 2021
Deed Document Number202336004
Deed Book / Page40403 / 230
Transfer Doc27656-0080
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREEPORT ME
Recording DateOct 5, 2023
Property Address22 MORSE ST, FREEPORT, ME 04032-1224
Document Number0404030230
Book / Page40403 / 230
Instrument DateOct 4, 2023
Instrument36004
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 DEER RDG, N YARMOUTH, ME 04097-6561

Mortgage

Document Number0000036005
DateOct 5, 2023
Instrument36005
Lender
NameBATH SAVINGS INSTITUTION
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.13%
Type Change DateNov 1, 2033
Max Rate At Change1.75%
Index1-Year CMT

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address22 MORSE ST, FREEPORT, ME 04032-1224
Transaction TypeMortgage
Record UpdatedDec 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0398510030
DateNov 17, 2022
Book Page39851/30
Instrument57108
Lender
NameBATH SAVINGS INSTITUTION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueDec 1, 2047

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREEPORT ME
Recording DateJul 21, 2021
Property Address22 MORSE ST, FREEPORT, ME 04032-1224
Document Number0384500312
Book / Page38450 / 312
Instrument DateJul 6, 2021
Instrument51995
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionFreeport Town
Unified School DistrictRegional School Unit 05 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,587.00 (+6.7%)$331,200 (+2.86%) Land $193,000 Building $138,200
2024$4,299.00 (+37.97%)$322,000 (+42.1%) Land $183,800 Building $138,200
2023$3,116.00 (+31.42%)$226,600 (+30.45%) Land $153,100 Building $73,500
2022$2,371.00$173,700 Land $136,700 Building $37,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY FREEPORT DIVISION
private · serves 2,700 people · EPA ID ME0090580
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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