Essex County and Haverhill City property record for 22 Montclair Rd, Haverhill, MA 01830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,416 sqft · built 1900 |
| Lot Size | 0.574 acres (24,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Dec 2005) |
| Tax Bill | $5,202 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jun 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 632-21-109 |
| Primary APN | 632-21-109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 2,868 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,999 sqft (0.574 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 632-21-109 |
|---|---|
| Street Address | 22 MONTCLAIR RD |
| City | HAVERHILL |
| State | MA |
| Zip | 01830-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 21 |
| Legal Lot Number | 109 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 260401 |
22 Montclair Rd is owned and occupied by two individuals who bought it in December 2005.
Source: Essex County and Haverhill City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 MONTCLAIR RD, HAVERHILL, MA 01830-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Jun 20, 2025 | Deed of Trust, Mortgage HAVERHILL BANK |
| Mar 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC |
| Jul 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Nov 14, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2005 · Amount on File |
| Deed Sale | Dec 30, 2005 · Amount on File |
| Prior Sale | Nov 3, 1992 · Amount on File |
| Transfer Doc | 0000597482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 22 MONTCLAIR RD, HAVERHILL, MA 01830-2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000627351 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 627351 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 22 MONTCLAIR RD, HAVERHILL, MA 01830-2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000659437 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 659437 |
| Name | HAVERHILL BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 22 MONTCLAIR RD, HAVERHILL, MA 01830-2018 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000610640 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 610640 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 22 MONTCLAIR RD, HAVERHILL, MA 01830-2018 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000619469 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 619469 |
| Name | OCMBC INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 22 MONTCLAIR RD, HAVERHILL, MA 01830-2018 |
| Document Number | 0000603575 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22 MONTCLAIR RD HAVERHILL MA 018302018, HAVERHILL, MA 01830-2018 |
| Document Number | 0000603575 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 603575 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Nov 14, 2018 |
| Property Address | 22 MONTCLAIR RD, HAVERHILL, MA 01830-2018 |
| Document Number | 0000597482 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 597482 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 MONTCLAIR RD HAVERHILL MA 018302018, HAVERHILL, MA 01830-2018 |
| Document Number | 597483 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 597483 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2048 |
The 2025 property tax bill for 22 Montclair Rd was $5,202, up 12.3% from the year before.
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,202.00 (+12.31%) | $485,700 (+11.58%) Land $211,300 Building $274,400 | $530,955 |
| 2024 | $4,632.00 (+0.35%) | $435,300 (+5.14%) Land $192,700 Building $242,600 | |
| 2023 | $4,616.00 | $414,000 Land $192,700 Building $221,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Montclair Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 22 Montclair Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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