22 Monroe St, Middletown, OH 45042 Property Records

Butler County property record for 22 Monroe St, Middletown, OH 45042

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,690 sqft · built 1930
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Sep 2021)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6532-029-000-035`

Property Details

APN / Parcel Number

Primary APN	`Q6532-029-000-035`
Alternative APNs	`0005100` `182848` `184408`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,690 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	832 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	158 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	320 sqft
Patio Area	298 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 MONROE ST
City	MIDDLETOWN
State	OH
Zip	45042-3211
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	4929 ENT
Legal Subdivision	MIDDLETOWN 03 WARD
Legal Lot Number	4929
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3012
Census Tract	12700

Owner

22 Monroe St, a duplex, is owned and occupied by two individuals who bought it in September 2021.

Source: Butler County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 MONROE ST, MIDDLETOWN, OH 45042-3211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Sep 30, 2021	Survivorship Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Aug 19, 2020 · Amount on File
Deed Document Number	202156096
Deed Book / Page	9732 / 1010
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0000026624
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	Oct 6, 2026
Property Address	22 MONROE ST, MIDDLETOWN, OH 45042-3211
Document Number	0000037513
Book / Page	10416 / 1381
Instrument Date	Sep 29, 2026
Instrument	202637513
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MONROE ST, MIDDLETOWN, OH 45042-3211

Mortgage

Document Number	0000037513,
Date	Oct 6, 2026
Book Page	10416/1381
Instrument	202637513

Lender

Name	LOWER LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2056

Interest

Max Rate	-1%

September 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 30, 2021
Property Address	22 MONROE ST, MIDDLETOWN, OH 45042-3211
Document Number	0000056096
Book / Page	9732 / 1010
Instrument Date	Sep 20, 2021
Instrument	2021-00056096
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	22 MONROE ST, MIDDLETOWN, OH 45042-3211

Mortgage

Document Number	0097321013
Date	Sep 30, 2021
Instrument	9732/1013

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 19, 2020
Property Address	22 MONROE ST, MIDDLETOWN, OH 45042-3211
Document Number	0000037003
Book / Page	9492 / 1874
Instrument Date	Aug 14, 2020
Instrument	2020-00037003
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	22 MONROE ST, MIDDLETOWN, OH 45042-3211

Mortgage

Document Number	0094921876
Date	Aug 19, 2020
Instrument	9492/1876

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22 Monroe St was $3,145.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00	$60,150 Land $7,750 Building $52,400	$171,860 Land $22,150 Building $149,710
2023	$3,088.00 (+47.26%)	$60,150 (+66.62%) Land $7,750 Building $52,400	$171,860 Land $22,150 Building $149,710
2022	$2,097.00	$36,100 Land $7,750 Building $28,350
2020			$103,150 Land $22,150 Building $81,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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