Worcester County property record for 22 Moby Dick Dr, Berlin, MD 21811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,480 sqft · built 1976 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Dec 2021) |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-053873 |
| Primary APN | 03-053873 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 2,480 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.224 acres) |
| Porch | Slab |
| Porch Area | 280 sqft |
| Deck Area | 556 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 053873 |
|---|---|
| Street Address | 22 MOBY DICK DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B-06-534 9750 SQ FT MOBY DICK DR PL OCEAN PINES SEC 6 |
| Legal Subdivision | OCEAN PINES SEC 06 |
| Legal Lot Number | 534 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950600 |
Source: Worcester County records · APN 03-053873
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 MOBY DICK DR, BERLIN, MD 21811-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Dec 20, 2021 | Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Apr 16, 2002 · Amount on Record |
| Deed Book / Page | 8264 / 104 |
| Prior Transfer Date | Feb 10, 2011 |
| Prior Transfer Doc | 0056290190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 22 MOBY DICK DR, OCEAN PINES, MD 21811-1848 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 22 MOBY DICK DR, BERLIN, MD 21811-1848 |
| Document Number | 0085770340 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 8577/340 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Dec 20, 2021 |
| Property Address | 22 MOBY DICK DR, OCEAN PINES, MD 21811-1848 |
| Document Number | 0082640104 |
| Book / Page | 8264 / 104 |
| Map Reference | MB FWH 12 FO 10 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0008264108 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 8264/108 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,800 (+11.58%) | $385,000 (-) Land $93,500 Building $291,500 | |
| 2025 | $2,885.00 (+18.87%) | $312,600 (+23.23%) | $385,000 (+39.29%) Land $93,500 Building $291,500 |
| 2023 | $2,427.00 | $253,667 | $276,400 Land $82,200 Building $194,200 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force 19 of 26 on primary residences |
| Nearby Flood Claims | 13 (1979–2017) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2017, rainfall accumulation |
| Wildfire Risk | Low above 6% of the US · above 13% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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