22 Milton St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 22 Milton St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,070 sqft · built 1972
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,900 (Jan 2018)
Tax Bill	$6,540 (2026)
Deeds & Mortgages	Mar 2021 Refinance Jun 2019 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`SAUG M:006-H B:0012 L:0009`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0012 L:0009`
Alternative APNs	`M:006=H B:0012 L:0009` `1797016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,070 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	1797016
Street Address	22 MILTON ST
City	SAUGUS
State	MA
Zip	01906-1748
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Subdivision	EDSON TERRACE PLAN 02
Legal Block	12
Legal Lot Number	9
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1000
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 MILTON ST, SAUGUS, MA 01906-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jun 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jan 12, 2018	Personal Representative Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Dec 19, 2000 · Amount on Record
Deed Document Number	20184550
Deed Book / Page	36469 / 394
Transfer Doc	1675000339
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	22 MILTON ST, SAUGUS, MA 01906-1748
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39622-587
Date	Mar 8, 2021
Book Page	39622/587
Instrument	20210308005850

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	22 MILTON ST, SAUGUS, MA 01906-1748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37557-394
Date	Jun 3, 2019
Book Page	37557/394
Instrument	20190603001450

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 12, 2018
Property Address	22 MILTON ST, SAUGUS, MA 01906-1748
Document Number	36469-394
Book / Page	36469 / 394
Instrument	180112004550
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MILTON ST, SAUGUS, MA 01906-1748

Mortgage

Document Number	364690397
Date	Jan 12, 2018
Instrument	36469/0397

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,540.00 (+3.04%)	$627,600 (+5.6%) Land $308,800 Building $318,800	$700,819
2025	$6,347.00 (+5.82%)	$594,300 (+5.52%) Land $279,200 Building $315,100
2024	$5,998.00 (+1.7%)	$563,200 (+7.52%) Land $253,800 Building $309,400
2023	$5,898.00	$523,800 Land $228,400 Building $295,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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