Middlesex County and North Reading Town property record for 22 Mill St, North Reading, MA 01864 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,383 sqft · built 1919 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (May 2014) |
| Tax Bill | $12,775 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:22-P:004 |
| Primary APN | M:22-P:004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,383 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Basement Area | 1,047 sqft |
| Unfinished Basement | 383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 22 MILL ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 4.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 330202 |
Source: Middlesex County and North Reading Town records · APN M:22-P:004
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 MILL ST, NORTH READING, MA 01864-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit WEBSTER FIVE CENTS SAVINGS BANK |
| Jan 14, 2022 | Deed of Trust, Mortgage · ARM LEADER BANK NA |
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2014 · Amount on Record |
| Deed Sale | May 16, 2014 · Amount on Record |
| Prior Sale | Nov 30, 2012 · Amount on Record |
| Deed Book / Page | 63623 / 519 |
| Transfer Doc | 6273000467 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 22 MILL ST, NORTH READING, MA 01864-2604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076726-429 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 76726/429 |
| Instrument | 12262 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 22 MILL ST, NORTH READING, MA 01864-2604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079668-546 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 79668/546 |
| Instrument | 22318 |
| Name | WEBSTER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 22 MILL ST, NORTH READING, MA 01864-2604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079534-213 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 79534/213 |
| Instrument | 7799 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 01, 2032 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 22 MILL ST, NORTH READING, MA 01864-2604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082435-301 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 82435/301 |
| Instrument | 9227 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,775.00 (+4.63%) | $978,200 (+5.83%) Land $404,800 Building $573,400 |
| 2024 | $12,210.00 (+0.94%) | $924,300 (+6.9%) Land $374,800 Building $549,500 |
| 2023 | $12,096.00 | $864,600 Land $362,700 Building $501,900 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 16% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures