Cheshire County and Keene City property record for 22 Middle St, Keene, NH 03431 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 4,286 sqft · built 1890 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2003) |
| Tax Bill | $10,483 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | KEEN M:568 L:12 |
| Primary APN | KEEN M:568 L:12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,286 sqft Living Area |
| Gross Area | 8,668 sqft |
| 1st Floor Area | 1,705 sqft |
| Attic | Attic |
| Attic Area | 1,609 sqft |
| Basement Area | 1,705 sqft |
| Unfinished Basement | 1,705 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,197 sqft (0.28 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 568012000000000 |
|---|---|
| Street Address | 22 MIDDLE ST |
| City | KEENE |
| State | NH |
| Zip | 03431-3305 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 12 |
| Jurisdiction | KEENE CITY NH |
| Township / Civil Division | KEENE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 971300 |
Source: Cheshire County and Keene City records · APN KEEN M:568 L:12
Assessment roll updated April 28, 2026 · Last verified May 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 MIDDLE ST, KEENE, NH 03431-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · ARM MASCOMA BANK |
| Apr 24, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASCOMA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2003 · Amount on Record |
| Deed Sale | Jun 20, 2003 · Amount on Record |
| Prior Sale | Jun 15, 2001 · Amount on Record |
| Deed Book / Page | 2024 / 712 |
| Transfer Doc | 2024000712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 22 MIDDLE ST, KEENE, NH 03431-3305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003199-324 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 3199/324 |
| Instrument | 2200744 |
| Name | MASCOMA BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.63% |
| Type Change Date | Jan 24, 2027 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 22 MIDDLE ST, KEENE, NH 03431-3305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 03243-1297 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 3243/1297 |
| Instrument | 2302490 |
| Name | MASCOMA BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2038 |
Source: Cheshire County and Keene City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| Municipality | Keene City |
| Unified School District | Keene School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,483.00 (+3.94%) | $305,000 (-) Land $42,800 Building $262,200 |
| 2024 | $10,086.00 (+3.7%) | $305,000 (-) Land $42,800 Building $262,200 |
| 2023 | $9,726.00 (+2.77%) | $305,000 (-) Land $42,800 Building $262,200 |
| 2022 | $9,464.00 | $305,000 Land $42,800 Building $262,200 |
Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330059713003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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