22 McHugh Ave, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 22 McHugh Ave, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,896 sqft · built 2018
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,900 (Apr 2019)
Tax Bill	$10,740 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0091 B:0018 L:4`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0091 B:0018 L:4`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,896 sqft Living Area
Gross Area	5,362 sqft
Basement Area	1,088 sqft
Unfinished Basement	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 MCHUGH AVE
City	BILLERICA
State	MA
Zip	01821-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	18
Legal Lot Number	4
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	2
Census Block	2021
Census Tract	316202

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 MCHUGH AVE, BILLERICA, MA 01821-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit BROOKLINE BANK
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
Apr 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
May 24, 2018	Quit Claim Deed, Transfer ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	22 MCHUGH AVE, BILLERICA, MA 01821-6021
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000309183
Date	Jan 27, 2021
Instrument	309183

Lender

Name	BROOKLINE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2061

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	22 MCHUGH AVE, BILLERICA, MA 01821-6021
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317873
Date	Oct 11, 2022
Instrument	317873

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2062

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	22 MCHUGH AVE, BILLERICA, MA 01821-6021
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304888
Date	Apr 21, 2020
Instrument	304888

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Apr 29, 2019
Property Address	22 MCHUGH AVE, BILLERICA, MA 01821-6021
Document Number	0000300340
Instrument Date	Apr 29, 2019
Instrument	300340
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300341
Date	Apr 29, 2019
Instrument	300341

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	May 24, 2018
Property Address	22 MCHUGH AVE, BILLERICA, MA 01821-6021
Document Number	0000296365
Instrument	296365
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Tax	$40.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MCHUGH AVE, BILLERICA, MA 01821-6021

Mortgage

Date	May 24, 2018

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,740.00 (+3.15%)	$925,100 (+1.03%) Land $303,100 Building $619,800	$923,780 (-)
2025	$10,412.00 (+1.56%)	$915,700 (+0.84%) Land $293,700 Building $622,000	$923,780 (+2.16%)
2024	$10,252.00 (+4.32%)	$908,100 (+9.69%) Land $289,700 Building $618,400	$904,210
2023	$9,827.00	$827,900 Land $250,400 Building $577,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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