Morgan County property record for 22 McCutcheon Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,497 sqft · built 2019 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $690,250 (Jun 2025) |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-17-0-000-023.005 |
| Primary APN | 17-04-17-0-000-023.005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,497 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 161,172 sqft (3.7 acres) |
| Garage Area | 626 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 157235 |
|---|---|
| Street Address | 22 MCCUTCHEON RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-6087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SE COR OF SEC 17, T7S, R2W TH N 1323.29' TO TPOB. TH W 495.71', TH N 372.19', TH SE'LY 495.39', TH SO 294.06', TO POB |
| Legal Range | 2W |
| Legal Township | 7S |
| Legal Section | 17 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3076 |
| Census Tract | 5405 |
22 McCutcheon Rd is owned by a company that bought it in June 2025 and is owner-occupied.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3431 JEFF RD, TONEY, AL 35773-9779 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Jun 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on File |
| Deed Sale | Jun 9, 2025 · Amount on File |
| Prior Sale | Nov 6, 2013 · Amount on File |
| Deed Book / Page | 2025 / 4969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 22 MCCUTCHEON RD, SOMERVILLE, AL 35670-6087 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3431 JEFF RD, TONEY, AL 35773-9779 |
| Document Number | 2025/35878 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 2025/35878 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 9, 2025 |
| Property Address | 22 MCCUTCHEON RD, SOMERVILLE, AL 35670-6087 |
| Document Number | 02025/4969 |
| Book / Page | 2025 / 4969 |
| Instrument Date | Jun 2, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1811 HIGHWAY 131, EUFAULA, AL 36027-3924 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3431 JEFF RD, TONEY, AL 35773-9779 |
| Document Number | 0202520813 |
|---|---|
| Date | Jun 9, 2025 |
| Instrument | 2025/20813 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 22 MCCUTCHEON RD, SOMERVILLE, AL 35670-6087 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/39894 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 2020/39894 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2040 |
The 2025 property tax bill for 22 McCutcheon Rd was $1,561 with a homeowner's exemption, down 1.3% from the year before.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,561.00 (-1.33%) Homeowner's exemption | $43,170 (-1.26%) Land $2,970 Building $40,200 | $431,700 (-1.26%) Land $29,700 Building $402,000 |
| 2024 | $1,582.00 | $43,720 (-0.75%) Land $2,970 Building $40,750 | $437,200 (-0.75%) Land $29,700 Building $407,500 |
| 2023 | $1,582.00 (-2.65%) Homeowner's exemption | $44,050 (-1.85%) Land $2,680 Building $41,370 | $440,500 (-1.85%) Land $26,800 Building $413,700 |
| 2022 | $1,625.00 Homeowner's exemption | $44,880 Land $2,970 Building $41,910 | $448,800 Land $29,700 Building $419,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22 McCutcheon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Dec 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 McCutcheon Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
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