Kennebec County and Waterville City property record for 22 Mathews Ave, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,310 sqft · built 1954 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,983 (2025) |
| Deeds & Mortgages | Nov 2020 Reverse Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:043 B:105 |
| Primary APN | WAVL M:043 B:105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 3,258 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 134 |
|---|---|
| Street Address | 22 MATHEWS AVE |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROSEMAR PK |
| Legal Block | 105 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 24201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 MATHEWS AVE, WATERVILLE, ME 04901-5231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP |
| Aug 20, 2019 | Deed of Trust, Mortgage · ARM FIVE COUNTY CREDIT UNION |
| Aug 20, 2018 | Deed of Trust, Mortgage FIVE COUNTY CU |
| Feb 20, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 22 MATHEWS AVE, WATERVILLE, ME 04901-5231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020030687 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 13802/145 |
| Instrument | 2020030687 |
| Name | AMERICAN ADVISORS GOURP |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.45% |
| Type Change Date | Dec 1, 2021 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 22 MATHEWS AVE, WATERVILLE, ME 04901-5231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019018571 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 13307/1 |
| Instrument | 2019018571 |
| Name | FIVE COUNTY CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 22 MATHEWS AVE, WATERVILLE, ME 04901-5231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018018929 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 13000/0163 |
| Instrument | 2018018929 |
| Name | FIVE COUNTY CU |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Feb 20, 2018 |
| Property Address | 22 MATHEWS AVE, WATERVILLE, ME 04901-5231 |
| Document Number | 2018003323 |
| Book / Page | 12844 / 0119 |
| Instrument | 2018003323 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,983.00 (+11.07%) | $234,300 (+30.02%) Land $25,700 Building $208,600 | |
| 2024 | $237,595 | ||
| 2023 | $3,586.00 (+18.58%) | $180,200 (+54.02%) Land $19,800 Building $160,400 | |
| 2022 | $3,024.00 | $117,000 Land $14,900 Building $102,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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