22 Mary Chilton Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 22 Mary Chilton Rd, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,831 sqft · built 1982
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$682,000 (Jul 2003)
Tax Bill	$16,409 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:1440001700000`

Property Details

APN / Parcel Number

Primary APN	`M:1440001700000`
Alternative APN	`NEED M:144.0 B:0017 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,831 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	1,735 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	22 MARY CHILTON RD
City	NEEDHAM
State	MA
Zip	02492-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	17
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1016
Census Tract	403400

Owner

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 MARY CHILTON RD, NEEDHAM, MA 02492-1138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Aug 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2003 · Amount on Record
Deed Sale	Jul 21, 2003 · Amount on Record
Prior Sale	Dec 1, 1995 · Amount on Record
Deed Document Number	2003169031
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	22 MARY CHILTON RD, NEEDHAM, MA 02492-1138
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039542-107
Date	Jun 23, 2021
Book Page	39542/107
Instrument	81251

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	22 MARY CHILTON RD, NEEDHAM, MA 02492-1138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38179-451
Date	Aug 5, 2020
Book Page	38179/451
Instrument	78340

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,409.00 (+12.21%)	$1,548,000 (+38.04%) Land $795,400 Building $752,600	$1,422,910 (-5.33%)
2024			$1,503,090
2023	$14,623.00	$1,121,400 Land $573,900 Building $547,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1981–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Radiate Holdings, T-Mobile USA.

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