22 Malcolm Way, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 22 Malcolm Way, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	2,292 sqft · built 2018
Lot Size	0.439 acres (19,101 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Nov 2021)
Tax Bill	$12,770 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-01063-0000-00010-0000-C3403`

Property Details

APN / Parcel Number

Primary APN	`32-01063-0000-00010-0000-C3403`

Interior

Building Area	2,292 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	19,101 sqft (0.439 acres)

Location & Zoning

Street Address	22 MALCOLM WAY
City	LINCROFT
State	NJ
Zip	07738-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR-1
Legal Subdivision	FOUR PONDS CONDO BLDG 34
Legal Block	1063
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1025
Census Tract	801500

Owner

22 Malcolm Way is owned and occupied by two individuals who bought it in November 2021.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 MALCOLM WAY, LINCROFT, NJ 07738-1556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 6, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MTG
Dec 20, 2017	Loan Modification, Mortgage AMBOY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Document Number	2021170994
Deed Book / Page	9560 / 9740
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 29, 2021
Property Address	22 MALCOLM WAY, LINCROFT, NJ 07738-1556
Document Number	0095609740
Book / Page	9560 / 9740
Instrument Date	Nov 19, 2021
Instrument	2021170994
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	R W SCHRADER TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 DALI TER, 1, MARLBORO, NJ 07746-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 MALCOLM WAY, LINCROFT, NJ 07738-1556

Mortgage

Document Number	2021170995
Date	Nov 29, 2021
Instrument	2021170995

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 MALCOLM WAY, LINCROFT, NJ 07738-1556
Document Number	0000092384
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 MALCOLM WAY LINCROFT NJ 077381556, LINCROFT, NJ 07738-1556

Mortgage

Document Number	0000092384
Date	Oct 2, 2019
Book Page	009371/007983
Instrument	92384

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 6, 2018
Property Address	22 MALCOLM WAY, LINCROFT, NJ 07738-1556
Document Number	0000033716
Book / Page	009281 / 002478
Instrument Date	Mar 22, 2018
Instrument	33716
Transaction Type	Subdivision Related Transfer
Record Updated	May 1, 2018
Title Company	EASTERN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.73
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 MALCOLM WAY LINCROFT NJ 077381556, LINCROFT, NJ 07738-1556

Mortgage

Document Number	33717
Date	Apr 6, 2018
Book Page	009281/002486
Instrument	33717

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Mortgage

Document Number	33718,
Date	Apr 6, 2018
Book Page	009281/002504
Instrument	33718

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 20, 2017
Property Address	22 MALCOLM WAY, LINCROFT, NJ 07738-1556
Book / Page	009264 / 003010
Instrument Date	Dec 5, 2017
Instrument	123157
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	EASTERN TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 FIELDCREST AVE EDISON NJ 088373626, EDISON, NJ 08837-3626

Mortgage

Document Number	0000123157
Date	Dec 20, 2017
Book Page	009264/003010
Instrument	123157

Lender

Name	AMBOY BK
Type	Bank
Address	3590 US HIGHWAY 9, OLD BRIDGE, NJ 08857-2765

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Malcolm Way was $12,770, up 4.7% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$850,200 (+7.46%) Land $340,000 Building $510,200	$850,200 (+7.46%) Land $340,000 Building $510,200
2025	$12,770.00 (+4.65%)	$791,200 Land $280,000 Building $511,200	$791,200 Land $280,000 Building $511,200
2024	$12,202.00
2023		$685,600 Land $200,000 Building $485,600	$685,600 Land $200,000 Building $485,600
2022	$11,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Malcolm Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Malcolm Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Nearby Properties on Malcolm Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures