22 Main St, Emerson, NJ 07630 Property Records

Bergen County and Emerson Borough property record for 22 Main St, Emerson, NJ 07630

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1948
Lot Size	0.273 acres (11,874 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Feb 2012)
Tax Bill	$12,534 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00701-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`14-00701-0000-00010`
Alternative APNs	`140070100010` `019513`

Interior

Stories	2 Stories
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	11,874 sqft (0.273 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	019513
Street Address	22 MAIN ST
City	EMERSON
State	NJ
Zip	07630-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95 X 125 9
Legal Subdivision	LOTS/ETNA MAP 2
Legal Block	701
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	EMERSON
Census Block Group	2
Census Block	2028
Census Tract	14000

Owner

Source: Bergen County and Emerson Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22 MAIN ST, EMERSON, NJ 07630-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2012 · Amount on File
Deed Sale	Feb 2, 2012 · Amount on File
Deed Document Number	20129490614
Deed Book / Page	949 / 614
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	22 MAIN ST, EMERSON, NJ 07630-1931
Document Number	0026281026
Book / Page	002628 / 001026
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 MAIN ST EMERSON NJ 076301931, EMERSON, NJ 07630-1931

Mortgage

Document Number	0026281026
Date	Jun 5, 2017
Book Page	002628/001026

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 4, 2037

Tax Assessment & Valuation

Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Emerson Borough
Unified School District	Emerson Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,500 (-) Land $207,500 Building $159,000	$366,500 (-) Land $207,500 Building $159,000
2025	$12,534.00 (+3.54%)	$366,500 (-) Land $207,500 Building $159,000	$366,500 (-) Land $207,500 Building $159,000
2024	$12,105.00 (+9.08%)
2023		$366,500 Land $207,500 Building $159,000	$366,500 Land $207,500 Building $159,000
2022	$11,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20