22 Main Rd, Gill, MA 01354 Property Records

Franklin County and Gill Town property record for 22 Main Rd, Gill, MA 01354

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1979
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$222,800 (Dec 2020)
Tax Bill	$3,821 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2020 Line of Credit + 1 more
APN	`GILL M:224.0 B:0000 L:0025.0`

Property Details

APN / Parcel Number

Primary APN	`GILL M:224.0 B:0000 L:0025.0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	456 sqft
Unfinished Basement	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	22 MAIN RD
City	GILL
State	MA
Zip	01354-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	25.0
Jurisdiction	GILL MA
Township / Civil Division	GILL
Census Block Group	3
Census Block	3054
Census Tract	40200

Owner

22 Main Rd is owned and occupied by an individual who bought it in December 2020.

Source: Franklin County and Gill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22 MAIN RD, GILL, MA 01354-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) E MORTGAGE MANAGEMENT LLC
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit FRANKLIN FIRST FEDERAL CREDIT UNION
Dec 3, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	May 28, 2010 · Amount on File
Deed Document Number	202013173
Deed Book / Page	7661 / 121
Prior Transfer Date	Nov 29, 2020
Prior Transfer Doc	7661-121
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILL MA
Property Address	22 MAIN RD, GILL, MA 01354-9736
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7708-105
Date	Feb 17, 2021
Book Page	7708/105
Instrument	1929

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILL MA
Property Address	22 MAIN RD, GILL, MA 01354-9736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7638-194
Date	Oct 29, 2020
Book Page	7638/194
Instrument	11517

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILL MA
Recording Date	Dec 3, 2020
Property Address	22 MAIN RD, GILL, MA 01354-9736
Document Number	7661-121
Book / Page	7661 / 121
Instrument Date	Nov 29, 2020
Instrument	13173
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 DELL ST, TURNERS FALLS, MA 01376-2015

Mortgage

Document Number	13174
Date	Dec 3, 2020
Instrument	13174

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 22 Main Rd was $3,821, up 6.6% from the year before.

Source: Franklin County and Gill Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Gill Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,821.00 (+6.64%)	$256,300 (+4.87%) Land $55,300 Building $201,000	$313,273
2025	$3,583.00	$244,400 Land $50,000 Building $194,400
2024			$328,320
2023	$3,666.00	$216,800 Land $41,300 Building $175,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 22 Main Rd; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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