Franklin County and Jay Town property record for 22 Ludden Dr, Jay, ME 04239 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,500 (2017) |
| Tax Bill | $2,622.00 (2025) |
| Primary APN | JAYY M:021 L:092 |
|---|---|
| Alternative APN |
|
| Building Area | 1,008 sqft Living Area |
|---|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Account Number | 753 |
|---|---|
| Street Address | 22 LUDDEN DR |
| City | JAY |
| State | ME |
| Zip | 04239-5014 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 92 |
| Jurisdiction | JAY ME |
| Minor Civil Division | JAY |
| Census Blockgroup | 6 |
| Census Block | 6012 |
| Census Tract | 971400 |
Source: Franklin County and Jay Town records · APN JAYY M:021 L:092
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 LUDDEN DR, JAY, ME 04239-5014 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage OTIS FEDERAL CREDIT UNION |
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Jun 09, 2017 | Warranty Deed, Transfer BANGOR SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2017 · Amount on Record |
| Deed Sale | Jun 09, 2017 · Amount on Record |
| Deed Doc Number | 20173726 |
| Deed Book / Page | 3914 / 316 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAY ME |
| Property Address | 22 LUDDEN DR, JAY, ME 04239-5014 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0047880174 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 4788/174 |
| Instrument | 2025-8563 |
| Name | OTIS FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 229 Months |
| Due | Jan 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAY ME |
| Property Address | 22 LUDDEN DR, JAY, ME 04239-5014 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0045190137 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 4519/137 |
| Instrument | 9964 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAY ME |
| Recording Date | Jun 09, 2017 |
| Property Address | 22 LUDDEN DR, JAY, ME 04239-5014 |
| Document Number | 0039140316 |
| Book / Page | 03914 / 0316 |
| Instrument | 000000003726 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003727 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 000000003727 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 09, 2047 |
Source: Franklin County and Jay Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Franklin County |
| County Subdivision | Jay Town |
| Unified School District | Regional School Unit 73 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,622.00 (+31.56%) | $218,460 (+141.21%) Land $43,810 Building $174,650 |
| 2024 | $1,993.00 (-4.32%) | $90,570 (-) Land $15,660 Building $74,910 |
| 2023 | $2,083.00 (+12.17%) | $90,570 (-) Land $15,660 Building $74,910 |
| 2022 | $1,857.00 | $90,570 Land $15,660 Building $74,910 |
Our records do not include FEMA flood map data for 22 Ludden Dr; wildfire exposure is indirect.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures