22 Locust St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 22 Locust St, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1999
Square Footage14,760 sqft Gross Area
Lot Size44,431 sqft (1.02 acres)
Last Sale$250,000 (2021)
Tax Bill$38.00 (2025)

Property Details

APN / Parcel Number

Primary APN453801 09-3-05
Alternative APN
  • 380100900000030050000000

Interior

Building Area14,760 sqft Gross Area
Stories1 Stories
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area44,431 sqft (1.02 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address22 LOCUST ST
CityWATERLOO
StateNY
Zip13165-1325
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionMB00-59 (539-8592)
Legal Block3
Legal Lot Number5.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2004
Census Tract950600

Owner

Source: Seneca County and Waterloo Town records · APN 453801 09-3-05

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address22 LOCUST ST, WATERLOO, NY 13165-1325
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2021 · Amount on Record
Deed SaleJul 06, 2021 · Amount on Record
Prior SaleJun 24, 2015 · Amount on Record
Deed Doc Number202154212
Deed Book / Page1035 / 290
Record RefreshedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateJul 06, 2021
Property Address22 LOCUST ST, WATERLOO, NY 13165-1325
Document Number001035/290
Book / Page1035 / 290
Instrument DateJul 01, 2021
Instrument54212
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 STATE ST, SENECA FALLS, NY 13148-1474

Mortgage

Document Number0000054213
DateJul 06, 2021
Instrument54213
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$38.00 (-99.88%)$375,100 (-) Land $44,400 Building $330,700$614,900 (+16.39%) Land $72,785 Building $542,115
2023$375,100 Land $44,400 Building $330,700$528,310 Land $62,535 Building $465,775
2019$30,625.00

Nearby Properties on Locust St

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