Essex County and Middleton Town property record for 22 Locust St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,089 sqft · built 1940 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,740 (2026) |
| Deeds & Mortgages | Jul 2022 Transfer Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0014 B:0000 L:0047 |
| Primary APN | MIDD M:0014 B:0000 L:0047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,089 sqft Living Area |
| Gross Area | 7,141 sqft |
| Basement Area | 2,344 sqft |
| Unfinished Basement | 2,344 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Street Address | 22 LOCUST ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Lot Number | 47 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 212101 |
22 Locust St is owned by two individuals who acquired it in July 2022.
Source: Essex County and Middleton Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 ALPINE ST, CAMBRIDGE, MA 02138-1225 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 14, 2017 | Deed of Trust, Mortgage RADIUS FINANCIAL GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2022 |
| Transfer Doc | 041076-213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jul 20, 2022 |
| Property Address | 22 LOCUST ST, MIDDLETON, MA 01949-1206 |
| Document Number | 041076-213 |
| Book / Page | 41076 / 213 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 20220720000320 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 72 ALPINE ST, CAMBRIDGE, MA 02138-1225 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 22 LOCUST ST, MIDDLETON, MA 01949-1206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35799-131 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 35799/131 |
| Instrument | 396 |
| Name | RADIUS FINANCIAL GRP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2026 property tax bill for 22 Locust St was $8,740, up 8.3% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,740.00 (+8.3%) | $694,200 (+2.28%) Land $401,600 Building $284,900 | $943,381 (+61.94%) |
| 2025 | $8,070.00 (-6.33%) | $678,700 (-7.12%) Land $345,600 Building $333,100 | $582,540 |
| 2024 | $8,615.00 (+7.89%) | $730,700 (+17.78%) Land $345,600 Building $385,100 | |
| 2023 | $7,985.00 | $620,400 Land $345,600 Building $274,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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