Essex County and Manchester-by-the-Sea Town property record for 22 Loading Place Rd, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,382 sqft · built 1968 |
| Lot Size | 1.31 acres (57,199 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,000 (Apr 1999) |
| Tax Bill | $6,940 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0037 B:0000 L:0055 |
| Primary APN | MANC M:0037 B:0000 L:0055 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 2,028 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 346 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,199 sqft (1.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 22 LOADING PLACE RD |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Lot Number | 55 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 218100 |
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 LOADING PLACE RD, MANCHESTER, MA 01944-1276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 1999 · Amount on Record |
| Deed Sale | Apr 30, 1999 · Amount on Record |
| Deed Book / Page | 15643 / 48 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 22 LOADING PLACE RD, MANCHESTER, MA 01944-1276 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36437-332 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 36437/332 |
| Instrument | 171228001550 |
| Name | STEPSTONE MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,940.00 (+3.06%) | $758,500 (+5.32%) Land $499,800 Building $258,700 | $1,006,525 |
| 2024 | $6,734.00 (+1.46%) | $720,200 (+13.19%) Land $476,700 Building $243,500 | |
| 2023 | $6,637.00 | $636,300 Land $430,300 Building $206,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 individual policies |
| Nearby Flood Policies | 53 units insured incl. 12 condo units |
| Nearby Flood Claims | 52 (1978–2024) |
| Claims Outside the SFHA | 1 of 52 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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