Branch County property record for 22 Lilly St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,222 sqft · built 1939 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $899 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit May 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-176-00 |
| Primary APN | 304-000-000-176-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,222 sqft Building Perimeter |
| 1st Floor Area | 815 sqft |
| Basement Area | 196 sqft |
| Unfinished Basement | 196 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 22 LILLY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT PT ON N & S 1/4 LI SEC 21 T6S R6W 24 3/4 FT N OF INT WI E & W HALF 1/4 LI OF NW 1/4 SD SEC TH N 10 RDS TH W 103 FT TH |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 21 |
| Legal Subdivision | LILLY & GREENWOOD ADD |
| Legal Lot Number | 21-22 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 951600 |
22 Lilly St is owned and occupied by an individual who acquired it in June 2002.
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 LILLY ST, COLDWATER, MI 49036-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| May 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU |
| May 15, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2002 |
| Deed Sale | Jun 5, 2002 |
| Prior Sale | Jul 16, 1999 · Amount on File |
| Deed Book / Page | 896 / 659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 22 LILLY ST, COLDWATER, MI 49036-1824 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 22 LILLY ST, COLDWATER, MI 49036-1824 |
| Document Number | 0202506758 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-06758 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | 7200 ELM VALLEY DR, KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 22 LILLY ST, COLDWATER, MI 49036-1824 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201903286 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019-03286 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | OSHTEMO, MI 49077 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 24, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 15, 2019 |
| Property Address | 22 LILLY ST, COLDWATER, MI 49036-1824 |
| Document Number | 201903093 |
| Instrument Date | May 10, 2019 |
| Instrument | 2019-03093 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 299 CUTTER AVE # AVED6, 299, COLDWATER, MI 49036-1575 |
| Name | Verified Name |
|---|---|
| Address | 22 LILLY ST, COLDWATER, MI 49036-1824 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,500 (+10.19%) | $93,000 (+10.19%) | |
| 2025 | $899.00 (+3.69%) | $42,200 | $84,400 |
| 2024 | $867.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Lilly St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 22 Lilly St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures