22 Lighthouse Rd, Lake Ozark, MO 65049 Property Records

Miller County property record for 22 Lighthouse Rd, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1986
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Mar 2019)
Tax Bill	$745 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13536`

Property Details

APN / Parcel Number

Primary APN	`13536`
Alternative APN	`136013004007001008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	2,000 ft deep x 1,250 ft wide

Location & Zoning

Account Number	13536
Street Address	22 LIGHTHOUSE RD
City	LAKE OZARK
State	MO
Zip	65049-7130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SE4
Legal Range	16W
Legal Township	40N
Legal Section	13
Legal Subdivision	105
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	1
Census Block	1011
Census Tract	962701

Owner

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 LIGHTHOUSE RD, LAKE OZARK, MO 65049-7130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20191151
Deed Book / Page	2019 / 1151
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	02019/1151
Record Updated	Oct 29, 2026

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLER MO
Recording Date	Mar 29, 2019
Property Address	22 LIGHTHOUSE RD, LAKE OZARK, MO 65049-7130
Document Number	02019/1151
Book / Page	2019 / 1151
Instrument Date	Mar 25, 2019
Instrument	201901151
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 LIGHTHOUSE RD, LAKE OZARK, MO 65049-7130

Mortgage

Document Number	0201901152
Date	Mar 29, 2019
Instrument	201901152

Lender

Name	CENTRAL BANK OF LAKE OF THE OZARKS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Lake Ozark City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,350 (-) Land $3,110 Building $11,240	$75,530 (-) Land $16,390 Building $59,140
2025	$745.00	$14,350 (+12.46%) Land $3,110 Building $11,240	$75,530 (+12.5%) Land $16,390 Building $59,140
2023		$12,760 Land $2,820 Building $9,940	$67,140 Land $14,830 Building $52,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OZARK PWS serves 2,007 people · EPA ID MO3010441
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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