Passaic County and Clifton City property record for 22 Laurel Ave, Clifton, NJ 07012
| Property Type | Single Family Home |
|---|---|
| Details | 2,224 sqft · built 1930 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Mar 2021) |
| Tax Bill | $14,753 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00050-10-00024 |
| Primary APN | 02-00050-10-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,224 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 22 LAUREL AVE |
|---|---|
| City | CLIFTON |
| State | NJ |
| Zip | 07012-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A2 |
| Legal Block | 50.10 |
| Legal Lot Number | 24 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 124403 |
Source: Passaic County and Clifton City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 LAUREL AVE, CLIFTON, NJ 07012-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 5, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on Record |
| Deed Sale | Mar 5, 2021 · Amount on Record |
| Prior Sale | Jul 19, 2004 · Amount on Record |
| Deed Document Number | 202116138 |
| Deed Book / Page | 3986 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 22 LAUREL AVE, CLIFTON, NJ 07012-1217 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22 LAUREL AVE, CLIFTON, NJ 07012-1217 |
| Document Number | 0000052799 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | M18262/236 |
| Instrument | 2022052799 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 5, 2021 |
| Property Address | 22 LAUREL AVE, CLIFTON, NJ 07012-1217 |
| Document Number | 0000016138 |
| Book / Page | D3986 / 199 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021016138 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | BROWNSTONE ABSTRACT AND TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 LAUREL AVE, 22, CLIFTON, NJ 07012-1217 |
| Name | Verified Name |
|---|---|
| Address | 22 LAUREL AVE, CLIFTON, NJ 07012-1217 |
| Document Number | 0000016139 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021016139 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 22 LAUREL AVE, CLIFTON, NJ 07012-1217 |
| Document Number | 0000045850 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | PROFESSIONAL ABSTRACT, PROFESSIONAL ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 LAUREL AVE CLIFTON NJ 070121217, CLIFTON, NJ 07012-1217 |
| Document Number | 0000045850 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 015759/000157 |
| Instrument | 45850 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 7, 2039 |
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,700 (-) Land $108,700 Building $132,000 | $240,700 (-) Land $108,700 Building $132,000 | |
| 2025 | $14,753.00 (+3.25%) | $240,700 (-) Land $108,700 Building $132,000 | $240,700 (-) Land $108,700 Building $132,000 |
| 2024 | $14,288.00 (+3.97%) | ||
| 2023 | $240,700 Land $108,700 Building $132,000 | $240,700 Land $108,700 Building $132,000 | |
| 2022 | $13,743.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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