22 Lauf St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 22 Lauf St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1916
Lot Size	0.11 acres (4,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2026)
Tax Bill	$4,690 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40-010-0005A`

Property Details

APN / Parcel Number

Primary APN	`40-010-0005A`
Alternative APN	`WORC M:40 B:010 L:0005A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,092 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,794 sqft (0.11 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	40-010-0005A
Street Address	22 LAUF ST
City	WORCESTER
State	MA
Zip	01602-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	10
Legal Lot Number	5A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3021
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 LAUF ST, WORCESTER, MA 01602-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Quit Claim Deed, Transfer · FHA Mortgage NEW YORK MORTGAGE FUNDING LLC
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW YORK MORTGAGE FUNDING LLC
Jun 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Nov 4, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	202682296
Deed Book / Page	74190 / 246
Prior Transfer Date	Sep 14, 2026
Prior Transfer Doc	0000082296
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 18, 2026
Property Address	22 LAUF ST, WORCESTER, MA 01602-1613
Document Number	0000082296
Book / Page	74190 / 246
Instrument Date	Sep 14, 2026
Instrument	202682296
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 LAUF ST, WORCESTER, MA 01602-1613

Mortgage

Date	Sep 18, 2026

Lender

Name	NEW YORK MORTGAGE FUNDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Sep 18, 2026
Property Address	22 LAUF ST, WORCESTER, MA 01602-1613
Document Number	0000082297
Book / Page	74190 / 251
Instrument Date	Sep 14, 2026
Instrument	202682297
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	22 LAUF ST, WORCESTER, MA 01602-1613

Mortgage

Document Number	0000082297,
Date	Sep 18, 2026
Book Page	74190/251
Instrument	202682297

Lender

Name	NEW YORK MORTGAGE FUNDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	22 LAUF ST, WORCESTER, MA 01602-1613
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072078-218
Date	Jun 5, 2025
Book Page	72078/218
Instrument	45057

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 27, 2023
Property Address	22 LAUF ST, WORCESTER, MA 01602-1613
Document Number	069689-279
Book / Page	69689 / 279
Instrument Date	Sep 27, 2023
Instrument	80274
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 LAUF ST, WORCESTER, MA 01602-1613

Mortgage

Document Number	0000080275
Date	Sep 27, 2023
Instrument	80275

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	22 LAUF ST, WORCESTER, MA 01602-1613
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068451-157
Date	Nov 4, 2022
Book Page	68451/157
Instrument	119612

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2062

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,690.00 (+3.6%)	$353,200 (+2.91%) Land $99,700 Building $253,500	$365,267 (-8.97%)
2025	$4,527.00 (+6.52%)	$343,200 (+15.79%) Land $95,000 Building $248,200	$401,280 (+22.29%)
2024			$328,130
2023	$4,250.00	$296,400 Land $82,600 Building $213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T.

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