22 Lane St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 22 Lane St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2026)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:013 L:041`

Property Details

APN / Parcel Number

Primary APN	`BANG M:013 L:041`
Alternative APN	`6732`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	6732
Street Address	22 LANE ST
City	BANGOR
State	ME
Zip	04401-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	41
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	4
Census Block	4004
Census Tract	500

Owner

22 Lane St is owned and occupied by an individual who bought it in September 2026.

Source: Penobscot County and Bangor City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	22 LANE ST, BANGOR, ME 04401-4530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MAINE SAVINGS FEDERAL CREDIT UNION
Apr 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage MAINE SAVINGS FEDERAL CREDIT UNION
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Deed Document Number	202624410
Deed Book / Page	18004 / 145
Prior Transfer Date	Sep 2, 2026
Prior Transfer Doc	0000024410
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Sep 3, 2026
Property Address	22 LANE ST, BANGOR, ME 04401-4530
Document Number	0000024410
Book / Page	18004 / 145
Instrument Date	Sep 2, 2026
Instrument	202624410
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024411,
Date	Sep 3, 2026
Book Page	18004/147
Instrument	202624411

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	22 LANE ST, BANGOR, ME 04401-4530
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151290160
Date	Apr 29, 2019
Book Page	15129/160
Instrument	10621

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	22 LANE ST, BANGOR, ME 04401-4530
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160570130
Date	Jun 9, 2021
Book Page	16057/130
Instrument	18985

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	22 LANE ST, BANGOR, ME 04401-4530
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160570121
Date	Jun 9, 2021
Book Page	16057/121
Instrument	18984

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Lane St was $2,708, up 0.1% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (+0.11%)	$153,000 (+4.94%) Land $16,600 Building $136,400
2024	$2,705.00 (+6.29%)	$145,800 (+9.71%) Land $16,100 Building $129,700	$141,170
2023	$2,545.00 (+7.93%)	$132,900 (+14.97%) Land $16,100 Building $116,800
2022	$2,358.00	$115,600 Land $16,100 Building $99,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Lane St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22 Lane St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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