22 Lake St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 22 Lake St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,878 sqft · built 1890
Lot Size	0.046 acres (1,996 sqft)
Owner	Company Name on Record
Last Sale	$1,470,000 (Aug 2024)
Tax Bill	$15,585 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-E-11`

Property Details

APN / Parcel Number

Primary APN	`74-E-11`
Alternative APNs	`SOME M:74 B:E L:11` `11354190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,878 sqft Living Area
Gross Area	2,946 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,996 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11354190
Street Address	22 LAKE ST
City	SOMERVILLE
State	MA
Zip	02143-2913
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RC
Legal Block	E
Legal Lot Number	11
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2003
Census Tract	351204

Owner

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35 CANTERBURY HILL RD, ACTON, MA 01720-4921
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 30, 2018	Quit Claim Deed, Transfer WELLS FARGO BANK NA
Aug 29, 2017	Personal Representative Deed, Transfer WINTER HILL FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	83106 / 404
Last Transfer Date	Jun 30, 2025
Transfer Doc	084303-484
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 1, 2025
Property Address	22 LAKE ST, SOMERVILLE, MA 02143-2913
Document Number	084303-484
Book / Page	84303 / 484
Instrument Date	Jun 30, 2025
Instrument	75946
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CANTERBURY HILL RD, ACTON, MA 01720-4921

Mortgage

Document Number	0000075947
Date	Jul 1, 2025
Instrument	75947

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 30, 2018
Property Address	22 LAKE ST, SOMERVILLE, MA 02143-2913
Document Number	71555-530
Book / Page	71555 / 530
Instrument	134550
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	715550535
Date	Aug 30, 2018
Instrument	71555/0535

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

August 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 29, 2017
Property Address	22 LAKE ST, SOMERVILLE, MA 02143-2913
Document Number	69848-187
Book / Page	069848 / 000187
Instrument Date	Aug 29, 2017
Instrument	138904
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	134 MYSTIC AVE MEDFORD MA 021554608, MEDFORD, MA 02155-4608

Mortgage

Document Number	69848-190
Date	Aug 29, 2017
Book Page	069848/000190
Instrument	138905

Lender

Name	WINTER HILL FSB
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,585.00 (+7.77%)	$1,428,500 (+3.91%) Land $491,400 Building $937,100
2024	$14,462.00 (+2.89%)	$1,374,700 (+1.13%) Land $491,400 Building $883,300
2023	$14,056.00	$1,359,400 Land $491,400 Building $868,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,045 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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