22 Kapaa St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 22 Kapaa St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,216 sqft · built 1968
Lot Size	0.503 acres (21,926 sqft)
Owner	Individual Name on File
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-024-002`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-024-002`
Alternative APNs	`3-2-5-024-002-0000` `250240020000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	2,216 sqft
Upper Floors Area	360 sqft
Basement Area	276 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	21,926 sqft (0.503 acres)
Garage Type	Carport
Garage Area	456 sqft
Carport	Carport
Carport Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	616 sqft
Deck Area	Deck Area
Patio Area	1,067 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	22 KAPAA ST
City	HILO
State	HI
Zip	96720-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT 2 21,926 SF BLK 15 FP 427 AINAKO S/D SERIES 2
Legal Subdivision	AINAKO SUBDIVISION
Legal Block	15
Legal Lot Number	2
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1003
Census Tract	20802

Owner

22 Kapaa St is owned and occupied by an individual who acquired it in November 2009.

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	22 KAPAA ST, HILO, HI 96720-1646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2009
Transfer Doc	0000172617
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Sep 7, 2022
Property Address	22 KAPAA ST, HILO, HI 96720-1646
Document Number	0A82850351
Instrument Date	Jun 2, 2022
Instrument	A-82850351
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	95-1027 KANAE ST, MILILANI, HI 96789-4205

Tax Assessment & Valuation

The 2025 property tax bill for 22 Kapaa St was $1,235 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,300 (+3.01%) Land $131,100 Building $297,200	$740,000 (+1.65%) Land $248,400 Building $491,600
2025	$1,235.00	$415,800 (+3%) Land $131,100 Building $284,700	$728,000 (+6.6%) Land $236,400 Building $491,600
2024		$403,700 (+3.01%) Land $131,100 Building $272,600	$682,900 (+7.32%) Land $205,700 Building $477,200
2023	$1,251.00 Homeowner's exemption	$391,900 Land $131,100 Building $260,800	$636,300 Land $192,400 Building $443,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Kapaa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1979–2007)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Kapaa St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Hawaii
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000