22 Julia St, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 22 Julia St, Mission Viejo, CA 92694

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,720 sqft · built 2008
Lot Size0.206 acres (8,964 sqft)
Owner2 Individual Names on File
Last Sale$1,360,000 (May 2020)
Tax Bill$20,848 (2025)
Deeds & MortgagesDec 2021 Line of Credit
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN741-491-59

Property Details

APN / Parcel Number

Primary APN741-491-59

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,720 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area8,964 sqft (0.206 acres)
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address22 JULIA ST
CityLADERA RANCH
StateCA
Zip92694-1540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16472 BLK LOT 56
Legal SubdivisionTRACT NO 16472
Legal Tract16472
Legal Lot Number56
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1005
Census Tract32058

Owner

22 Julia St is owned and occupied by two individuals who bought it in May 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address22 JULIA ST, LADERA RANCH, CA 92694-1540
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
May 7, 2020Grant Deed, Transfer
BROKER SOLUTIONS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2020 · Amount on File
Deed SaleMay 7, 2020 · Amount on File
Prior SaleDec 19, 2008 · Amount on File
Deed Document Number2020207758
Prior Transfer DateFeb 25, 2013
Prior Transfer Doc0000132428
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22 JULIA ST, MISSION VIEJO, CA 92694-1540
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 JULIA ST, LADERA RANCH, CA 92694-1540

Mortgage

Document Number0000741172
DateDec 9, 2021
Instrument2021000741172
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 8, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMay 7, 2020
Property Address22 JULIA ST, MISSION VIEJO, CA 92694-1540
Document Number0000207758
Instrument DateMar 31, 2020
Instrument207758
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,496.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address22 JULIA ST LADER LADERA RANCH CA 92694, LADERA RANCH, CA 92694

Mortgage

Document Number207759
DateMay 7, 2020
Instrument207759
Lender
NameBROKER SOLUTIONS
Address14511 MYFORD RD, TUSTIN, CA 92780-7068
Agreement
AmountAmount on Record
Term360 Months
DueMay 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22 Julia St was $20,848.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,517,103 (+2%) Land $637,524 Building $879,579
2025$20,848.00$1,487,356 Land $625,023 Building $862,333
2023$20,097.00 (+0.54%)$1,429,601 Land $600,752 Building $828,849
2022$19,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Julia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Julia St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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