22 Joyce St, Somerville, AL 35670 Property Records

Morgan County property record for 22 Joyce St, Somerville, AL 35670

Property Summary

Property Type	Mobile Home
Details	1 ba · 500 sqft · built 1967
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2026)
Tax Bill	$52 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-06-13-0-000-016.003`

Property Details

APN / Parcel Number

Primary APN	`11-06-13-0-000-016.003`
Alternative APNs	`23967` `8038`

Interior

Full Baths	1 Bath
Building Area	500 sqft Adjusted Area
1st Floor Area	500 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Mobile Home
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	8038
Street Address	22 JOYCE ST
City	SOMERVILLE
State	AL
Zip	35670-4023
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 3 C & L MOBILE SUB PLAT 6-20, THIS PARCEL JOINS 52-11-06-13-0-000-016.04 FOR TOTAL HMSTD
Legal Range	3W
Legal Township	6S
Legal Section	13
Legal Subdivision	C & L MOBILE SUB
Legal Lot Number	3
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1038
Census Tract	5405

Owner

22 Joyce St, a mobile home, is owned and occupied by an individual who bought it in January 2026.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	22 JOYCE ST, SOMERVILLE, AL 35670-4023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Jan 30, 2026	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Mar 21, 2018	Warranty Deed, Transfer · Commercial Mortgage TRADITIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Mar 21, 2018 · Amount on File
Deed Book / Page	2026 / 884
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	22 JOYCE ST, SOMERVILLE, AL 35670-4023
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2026/8903
Date	Mar 4, 2026
Book Page	MTG 2026/8903

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	22 JOYCE ST, SOMERVILLE, AL 35670-4023
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN SOLUTIONS, FIRST AMERICAN MTG SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026/3770
Date	Jan 30, 2026
Book Page	2026/3770

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 21, 2018
Property Address	22 JOYCE ST, SOMERVILLE, AL 35670-4023
Document Number	2018/02180
Book / Page	2018 / 02180
Instrument Date	Mar 19, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TBX TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 JOYCE ST, 22, SOMERVILLE, AL 35670-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1759 BLUFF CITY RD, SOMERVILLE, AL 35670-4012

Mortgage

Document Number	0020188193
Date	Mar 21, 2018
Instrument	2018/8193

Lender

Name	TRADITIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	72 Months
Due	Mar 18, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 22 Joyce St was $52.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$52.00	$1,400 (-) Land $1,400	$7,000 (-) Land $7,000
2024		$1,400 (-51.39%) Land $1,400	$7,000 (-51.39%) Land $7,000
2023	$107.00 (+4.9%)	$2,880 (+5.11%) Land $1,400 Building $1,480	$14,400 (+5.11%) Land $7,000 Building $7,400
2022	$102.00	$2,740 Land $1,260 Building $1,480	$13,700 Land $6,300 Building $7,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Joyce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Joyce St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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