22 Joy Ave, Saint Louis, MO 63119 Property Records

St. Louis County property record for 22 Joy Ave, Saint Louis, MO 63119 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,846 sqft · built 1915
Lot Size	1.2 acres (52,490 sqft)
Owner	2 Trust Names on File
Last Sale	$630,000 (Feb 2013)
Tax Bill	$14,276 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23K-53-0513`

Property Details

APN / Parcel Number

Primary APN	`23K-53-0513`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,846 sqft Living Area
1st Floor Area	1,843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	52,490 sqft (1.2 acres)
Lot Dimensions	275 ft deep x 150 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	1,118 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	274 sqft
Balcony Area	24 sqft
Shed	1 Shed
Shed Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 JOY AVE
City	SAINT LOUIS
State	MO
Zip	63119-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD JOY & LOT PTS 2 & 4 LOT 3
Legal Subdivision	EDWARD JOY
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2007
Census Tract	219200

Owner

Source: St. Louis County records · APN 23K-53-0513

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	22 JOY AVE, SAINT LOUIS, MO 63119-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jan 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Jul 06, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2013 · Amount on Record
Deed Sale	Feb 13, 2013 · Amount on Record
Deed Document Number	2013499
Deed Book / Page	20372 / 2766
Last Transfer Date	Aug 01, 2018
Transfer Doc	02313600876
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	22 JOY AVE, SAINT LOUIS, MO 63119-2502
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 JOY AVE, SAINT LOUIS, MO 63119-2502

Mortgage

Document Number	0251802758
Date	Oct 21, 2021
Book Page	25180/2758
Instrument	2021102100369

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	22 JOY AVE, SAINT LOUIS, MO 63119-2502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238641370
Date	Jan 02, 2020
Book Page	23864/1370
Instrument	2020010200189

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	22 JOY AVE, SAINT LOUIS, MO 63119-2502
Document Number	0231120168
Instrument Date	Jul 06, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 JOY AVE ST LOUIS MO 631192502, ST LOUIS, MO 63119-2502

Mortgage

Document Number	0231120168
Date	Jul 17, 2018
Book Page	023112/000168
Instrument	92

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Webster Groves City
Unified School District	Webster Groves School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,160 (+26.54%) Land $135,090 Building $126,070	$1,374,500 (+26.54%) Land $711,000 Building $663,500
2024	$14,276.00 (+0.49%)
2023	$14,206.00 (+7.71%)	$206,380 (+15.55%) Land $99,600 Building $106,780	$1,086,200 (+15.55%) Land $524,200 Building $562,000
2022	$13,189.00	$178,600 Land $93,840 Building $84,760
2021			$940,000 Land $493,900 Building $446,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892192002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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