22 Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 22 Jay St, Schenectady, NY 12305

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,194 sqft · built 1930
Lot Size	0.078 acres (3,392 sqft)
Owner	2 Trust Names on File
Last Sale	$240,000 (Apr 2005)
Tax Bill	$12,125 (2021)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 39.72-3-2.1`

Property Details

APN / Parcel Number

Primary APN	`421500 39.72-3-2.1`
Alternative APN	`150003907200030020010000`

Interior

Units	4 Units
Stories	3 Stories
Building Area	4,194 sqft Gross Area
Basement Area	999 sqft
Unfinished Basement	999 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Lot Area	3,392 sqft (0.078 acres)
Lot Dimensions	115 ft deep x 29.5 ft wide
Garage Type	Detached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 JAY ST
City	SCHENECTADY
State	NY
Zip	12305-1907
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Description	2 BRICK & BARN
Legal Block	3
Legal Lot Number	2.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1008
Census Tract	21001

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.72-3-2.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	3760 TANGLEWOOD LN, DAVIDSONVILLE, MD 21035-2409
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2005 · Amount on Record
Deed Sale	Apr 14, 2005 · Amount on Record
Prior Sale	Nov 08, 2002 · Amount on Record
Deed Book / Page	1703 / 599
Record Updated	Jun 08, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 10, 2022
Property Address	22 JAY ST, SCHENECTADY, NY 12305-1907
Document Number	0000042214
Book / Page	2090 / 557
Instrument Date	Mar 29, 2022
Instrument	202242214
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3760 TANGLEWOOD LN, 3760, DAVIDSONVILLE, MD 21035-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 TANGLEWOOD LN, DAVIDSONVILLE, MD 21035-2409

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$248,100 (-) Land $11,900 Building $236,200	$410,830 (+30.82%) Land $19,705 Building $391,125
2023		$248,100 (-) Land $11,900 Building $236,200	$314,051 (+3.8%) Land $15,063 Building $298,988
2022		$248,100 Land $11,900 Building $236,200	$302,561 Land $14,512 Building $288,049
2021	$12,125.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Based on FCC filings for 554 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.