22 James St, Bingham, ME 04920 Property Records

Somerset County and Bingham Town property record for 22 James St, Bingham, ME 04920

Property Summary

Property TypeSingle Family Home
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Aug 2026)
Tax Bill$1,329 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jul 2026 Mortgage
+ 3 more
APNBING M:007 L:097

Property Details

APN / Parcel Number

Primary APNBING M:007 L:097
Alternative APNs
  • BING M:007 L:097-098
  • 362

Exterior

Architectural StyleMulti-Family
Lot Area13,504 sqft (0.31 acres)

Location & Zoning

Street Address22 JAMES ST
CityBINGHAM
StateME
Zip04920-4151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number97-98
JurisdictionBINGHAM ME
Township / Civil DivisionBINGHAM
Census Block Group2
Census Block2017
Census Tract966200

Owner

22 James St is owned by two individuals who bought it in August 2026.

Source: Somerset County and Bingham Town records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address26 WHITNEY ST, BINGHAM, ME 04920-4231
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Jul 21, 2026Deed of Trust, Mortgage
UNITED STATES OF AMERICA
Jun 8, 2021Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION
May 28, 2021Correction Deed
Jun 11, 2019Trustee's Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2026 · Amount on File
Deed SaleAug 13, 2026 · Amount on File
Prior SaleJun 8, 2021 · Amount on File
Deed Document Number20269250
Deed Book / Page6464 / 83
Prior Transfer DateMay 22, 2019
Prior Transfer Doc0054180248
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBINGHAM ME
Recording DateAug 13, 2026
Property Address22 JAMES ST, BINGHAM, ME 04920-4151
Document Number0000009250
Book / Page6464 / 83
Instrument DateAug 13, 2026
Instrument20269250
Transaction TypeTransfer
Record UpdatedSep 1, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address26 WHITNEY ST, BINGHAM, ME 04920-4231

Mortgage

DateAug 13, 2026
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBINGHAM ME
Recording DateJul 21, 2026
Property Address22 JAMES ST, BINGHAM, ME 04920-4151
Document Number0000007804
Book / Page6452 / 331
Instrument DateJun 29, 2026
Instrument20267804
Transaction TypeMortgage
Record UpdatedAug 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 JAMES ST, BINGHAM, ME 04920-4151

Mortgage

Document Number0000007804,
DateJul 21, 2026
Book Page6452/331
Instrument20267804
Lender
NameUNITED STATES OF AMERICA
Agreement
AmountAmount on Record
Term301 Months
DueAug 1, 2051
Interest
Rate6.53%
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBINGHAM ME
Recording DateJun 8, 2021
Property Address22 JAMES ST, BINGHAM, ME 04920-4151
Document Number0057200327
Book / Page5720 / 327
Instrument DateJun 4, 2021
Instrument6728
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 855, SKOWHEGAN, ME 04976-0855

Mortgage

Document Number0000006729
DateJun 8, 2021
Instrument6729
Lender
NameDAS ACQUISITION
Agreement
TypeFHA Mortgage
AmountAmount on Record

May 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionBINGHAM ME
Recording DateMay 28, 2021
Property Address22 JAMES ST, BINGHAM, ME 04920-4151
Document Number0057160208
Book / Page5716 / 208
Instrument DateMay 24, 2021
Instrument6251
Record UpdatedFeb 3, 2022

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address22 JAMES ST, BINGHAM, ME 04920-4151

June 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBINGHAM ME
Recording DateJun 11, 2019
Property Address22 JAMES ST, BINGHAM, ME 04920-4151
Document Number0054180248
Book / Page005418 / 000248
Instrument DateMay 22, 2019
Instrument6311
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Foreclosure Auction
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22 JAMES ST BINGHAM ME 049204151, BINGHAM, ME 04920-4151

Tax Assessment & Valuation

The 2025 property tax bill for 22 James St was $1,329, up 3.7% from the year before.

Source: Somerset County and Bingham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySomerset County
County SubdivisionBingham Town
Unified School DistrictSchool Administrative District 13 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,329.00 (+3.75%)$120,850 (-) Land $16,500 Building $104,350
2024$1,281.00$120,850 Land $16,500 Building $104,350
2021$930.00$53,470 Land $9,400 Building $44,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 22 James St; there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1984–2023)
Most Recent ClaimDec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBINGHAM WATER DISTRICT
serves 1,075 people · EPA ID ME0090180
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2025)
action level 15 ppb
Copper1.73 mg/L (2017–2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number