22 Jacob St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 22 Jacob St, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,380 sqft · built 1958
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on File
Last Sale$507,500 (Jan 2022)
Tax Bill$9,320 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-15511-0000-00636

Property Details

APN / Parcel Number

Primary APN15-15511-0000-00636
Alternative APNs
  • 151551100636
  • 10462000

Interior

Stories2 Stories
Building Area1,380 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions100 ft deep x 68 ft wide

Location & Zoning

Account Number10462000
Street Address22 JACOB ST
CityOLD BRIDGE
StateNJ
Zip08857-2257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code67
Legal Description68X100
Legal SubdivisionCRESTWOOD SEC 04
Legal Block15511
Legal Lot Number636
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2004
Census Tract7806

Owner

22 Jacob St is owned and occupied by two individuals who bought it in January 2022.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address22 JACOB ST, OLD BRIDGE, NJ 08857-2257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 3, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Apr 29, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2022 · Amount on File
Deed SaleJan 5, 2022 · Amount on File
Prior SaleDec 29, 1999 · Amount on File
Deed Document Number20221822
Deed Book / Page18771 / 1965
Record UpdatedOct 29, 2026

January 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMIDDLESEX NJ
Recording DateJan 5, 2022
Property Address22 JACOB ST, OLD BRIDGE, NJ 08857-2257
Document Number0000001822
Book / Page18771 / 1965
Instrument DateDec 22, 2021
Instrument2022001822
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 STEPHANIE LN, 7, HAMILTON, NJ 08691-3735

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 JACOB ST, OLD BRIDGE, NJ 08857-2257

Mortgage

Document Number0000001823
DateJan 5, 2022
Instrument2022001823
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address22 JACOB ST, OLD BRIDGE, NJ 08857-2257
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000106682
DateOct 28, 2020
Book Page18101/1
Instrument2020106682
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address22 JACOB ST, OLD BRIDGE, NJ 08857-2257
Document Number0000104504
Instrument DateDec 3, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 JACOB ST OLD BRIDGE NJ 088572257, OLD BRIDGE, NJ 08857-2257

Mortgage

Document Number0000104504
DateDec 10, 2019
Book Page017714/000095
Instrument104504
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 9, 2049

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address22 JACOB ST, OLD BRIDGE, NJ 08857-2257
Document Number0000034252
Instrument DateApr 29, 2019
Transaction TypeMortgage
Record UpdatedMay 23, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 JACOB ST OLD BRIDGE NJ 088572257, OLD BRIDGE, NJ 08857-2257

Mortgage

Document Number0000034252
DateMay 7, 2019
Book Page017491/000066
Instrument34252
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22 Jacob St was $9,320, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,000 (-) Land $64,600 Building $85,400$150,000 (-) Land $64,600 Building $85,400
2025$9,320.00 (+10.04%)$150,000 Land $64,600 Building $85,400$150,000 Land $64,600 Building $85,400
2024$8,470.00
2023$150,000 Land $64,600 Building $85,400$150,000 Land $64,600 Building $85,400
2022$7,939.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Jacob St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Jacob St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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