Bergen County and Upper Saddle River Borough property record for 22 Iron Latch W, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,561 sqft · built 1985 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Aug 2022) |
| Tax Bill | $18,389 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01006-0000-00001-05 |
| Primary APN | 63-01006-0000-00001-05 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,561 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 43,996 sqft (1.01 acres) |
| Old Parcel Number | 6301006000000105 |
|---|---|
| Street Address | 22 IRON LATCH W |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.010 AC |
| Legal Subdivision | DEERFIELD ACRES 7 |
| Legal Block | 1006 |
| Legal Lot Number | 1.05 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 IRON LATCH W, UPPER SADDLE RIVER, NJ 07458-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on Record |
| Deed Sale | Aug 2, 2022 · Amount on Record |
| Prior Sale | Sep 12, 2014 · Amount on Record |
| Deed Document Number | 202276381 |
| Deed Book / Page | 4759 / 1582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 2, 2022 |
| Property Address | 22 IRON LATCH W, UPPER SADDLE RIVER, NJ 07458-1923 |
| Document Number | 0047591582 |
| Book / Page | 4759 / 1582 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022076381 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1080 RAMAPO VALLEY RD, 1080, MAHWAH, NJ 07430-2413 |
| Name | Verified Name |
|---|---|
| Address | 22 IRON LATCH W, UPPER SADDLE RIVER, NJ 07458-1923 |
| Document Number | 2022076382 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 2022076382 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $710,000 (-) Land $425,300 Building $284,700 | $710,000 (-) Land $425,300 Building $284,700 | |
| 2025 | $18,389.00 (+1.73%) | $710,000 (-) Land $425,300 Building $284,700 | $710,000 (-) Land $425,300 Building $284,700 |
| 2024 | $18,076.00 (+2.95%) | ||
| 2023 | $710,000 Land $425,300 Building $284,700 | $710,000 Land $425,300 Building $284,700 | |
| 2022 | $17,558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
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