22 Inverness Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 22 Inverness Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 8,511 sqft · built 2001
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Sep 2020)
Tax Bill	$7,413 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60002500000460000`

Property Details

APN / Parcel Number

Primary APN	`R60002500000460000`
Alternative APN	`08292867`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	8,511 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	2,928 sqft
Parking Spaces	10 Parking Spaces
Porch	Open Porch
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	08292867
Old Parcel Number	R60002500000460000
Street Address	22 INVERNESS DR
City	BLUFFTON
State	SC
Zip	29910-4962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 254 BLK A COLLETON RIVER PLANT PH 2-A PB65 P124 PB67 P100 PB67 P139 PB68 P51
Legal Subdivision	COLLETON RIVER, DYE COURSE
Legal Phase	2
Legal Block	A
Legal Lot Number	254
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3002
Census Tract	2201

Owner

22 Inverness Dr is owner-occupied and held in a trust since September 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	22 INVERNESS DR, BLUFFTON, SC 29910-4962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2017	Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC
Sep 29, 2020	Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Aug 13, 2014
Deed Document Number	2020054976
Deed Book / Page	3914 / 1427
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	22 INVERNESS DR, BLUFFTON, SC 29910-4962
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068989
Date	Dec 19, 2017
Book Page	3630/2285
Instrument	2017068989

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.86%
Index	1-Year LIBOR
Max Rate	7.86%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 29, 2020
Property Address	22 INVERNESS DR, BLUFFTON, SC 29910-4962
Document Number	0000054976
Book / Page	3914 / 1427
Map Reference	MB 65 PG 124
Instrument Date	Aug 23, 2020
Instrument	2020054976
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	22 INVERNESS DR, BLUFFTON, SC 29910-4962

Mortgage

Document Number	0000054977
Date	Sep 29, 2020
Instrument	2020054977

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 22 Inverness Dr was $7,413, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,413.00 (-0.08%)	$59,800 (-50.58%)
2024	$7,419.00	$120,996 (-) Land $8,000 Building $112,996	$3,024,900 (-) Land $200,000 Building $2,824,900
2023	$7,419.00 (-62.78%)	$120,996 (+132.68%) Land $8,000 Building $112,996	$3,024,900 (+132.68%) Land $200,000 Building $2,824,900
2022	$19,931.00	$52,000 Land $1,000 Building $51,000	$1,300,000 Land $25,000 Building $1,275,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Inverness Dr in Zone X, an area of minimal flood risk, though there have been 117 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 806 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	859 units insured incl. 53 condo units
Nearby Flood Claims	117 (1988–2022)
Claims Outside the SFHA	10 of 117
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Inverness Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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