22 Inez St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 22 Inez St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,991 sqft · built 1972
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,000 (Dec 2017)
Tax Bill	$9,070 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-032-24`

Property Details

APN / Parcel Number

Primary APN	`015-032-24`
Alternative APN	`015-032-24-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,991 sqft Living Area
Gross Area	2,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	13,809 sqft (0.317 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 INEZ ST
City	WATSONVILLE
State	CA
Zip	95076-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	489 HESELWOOD HEIGHTS SUB UN 2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1016
Census Tract	110602

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 INEZ ST, WATSONVILLE, CA 95076-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit MISSION CITY FCU
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Dec 26, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 26, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2017 · Amount on Record
Deed Sale	Dec 26, 2017 · Amount on Record
Deed Document Number	201743746
Last Transfer Date	Feb 21, 2019
Transfer Doc	0000005648
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	22 INEZ ST, WATSONVILLE, CA 95076-2909
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 YNEZ STREET, CORRALITOS, CA 95076

Mortgage

Document Number	0000018587
Date	Jun 21, 2022
Instrument	2022-0018587

Lender

Name	MISSION CITY FCU
Type	Credit Union
Address	SANTA CLARA, CA 95050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	22 INEZ ST, WATSONVILLE, CA 95076-2909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 INEZ ST, WATSONVILLE, CA 95076-2909

Mortgage

Document Number	0000034426
Date	Sep 3, 2020
Instrument	2020-0034426

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 5, 2019
Property Address	22 INEZ ST, WATSONVILLE, CA 95076-2909
Document Number	0000005648
Map Reference	MB 49 PG 13
Instrument Date	Feb 21, 2019
Instrument	2019-0005648
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22 INEZ ST, WATSONVILLE, CA 95076-2909

Mortgage

Document Number	0000005649
Date	Mar 5, 2019
Instrument	2019-0005649

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 26, 2017
Property Address	22 INEZ ST, WATSONVILLE, CA 95076-2909
Document Number	0000043746
Map Reference	MB 49 PG 13
Instrument Date	Dec 19, 2017
Instrument	2017-0043746
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FATC SALINAS SPL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 INEZ ST, WATSONVILLE, CA 95076-2909

Mortgage

Document Number	0000043747
Date	Dec 26, 2017
Instrument	2017-0043747

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 26, 2017
Property Address	22 INEZ ST, WATSONVILLE, CA 95076-2909
Document Number	0000013886
Instrument Date	Apr 18, 2017
Instrument	13886
Transaction Type	Transfer
Record Updated	May 9, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HOPE DR WATSONVILLE CA 950763094, WATSONVILLE, CA 95076-3094

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,008 (+2%) Land $438,005 Building $292,003
2025	$9,070.00 (+12.95%) Homeowner's exemption	$715,695 (+4.04%) Land $429,417 Building $286,278
2023	$8,030.00 (+1.8%) Homeowner's exemption	$687,903 Land $412,742 Building $275,161	$726,030
2022	$7,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Inez St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures