Grays Harbor County property record for 22 Hurd Rd, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 1,780 sqft · built 2023 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Aug 2024) |
| Tax Bill | $4,471 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 814500300004 |
| Primary APN | 814500300004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 1,780 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Foundation Type | Concrete |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Street Address | 22 HURD RD |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541-9351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHOUWEILER GARDEN TRACTS LOT 2 OF SP 20-0913 VOL 6 PG 142 (OUT OF TRS 3 & 4) |
| Legal Subdivision | SCHOUWEILER GARDEN |
| Legal Tract | 3,4 |
| Legal Lot Number | 2 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ELMA |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 501 |
22 Hurd Rd is owned and occupied by an individual who bought it in August 2024.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 HURD RD, ELMA, WA 98541-9351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · VA Mortgage MLD MORTGAGE |
| Jan 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU |
| Jun 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Deed Document Number | 202471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 22 HURD RD, ELMA, WA 98541-9351 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 22 HURD RD, ELMA, WA 98541-9351 |
| Document Number | 0003060031 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026-03060031 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 22 HURD RD, ELMA, WA 98541-9351 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | GRAYS HARBOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 22 HURD RD, ELMA, WA 98541-9351 |
| Document Number | 0001230037 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023-01230037 |
| Name | WASHINGTON STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 22 HURD RD, ELMA, WA 98541-9351 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | PACIFIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006090008 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023-06090008 |
| Name | WASHINGTON STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 10, 2043 |
The 2026 property tax bill for 22 Hurd Rd was $4,471, up 6.7% from the year before.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Elma School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,471.00 (+6.66%) | ||
| 2025 | $4,192.00 (+6.94%) | $460,256 (-) Land $93,875 Building $366,381 | $460,256 (-) Land $93,875 Building $366,381 |
| 2024 | $3,920.00 | $460,256 Land $93,875 Building $366,381 | $460,256 Land $93,875 Building $366,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Hurd Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1999–2009) |
| Most Recent Claim | Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Hurd Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELMA serves 6,638 people · EPA ID WA5323100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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