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22 Howard Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 22 Howard Rd, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,168 sqft · built 1980
Lot Size0.294 acres (12,807 sqft)
Owner2 Individual Names on File
Tax Bill$6,642 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN2-5288-20

Property Details

APN / Parcel Number

Primary APN2-5288-20
Alternative APN
  • CUMB M:023 B:0055 L:000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,168 sqft Living Area
Gross Area5,328 sqft
1st Floor Area1,460 sqft
AtticAttic
Attic Area576 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,807 sqft (0.294 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2-5288-20
Street Address22 HOWARD RD
CityCUMBERLAND
StateRI
Zip02864-6010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block55
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1032
Census Tract11404

Owner

Source: Cumberland Town records · APN 2-5288-20

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 HOWARD RD, CUMBERLAND, RI 02864-6010
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 07, 2025
Transfer Doc002008-363
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address22 HOWARD RD, CUMBERLAND, RI 02864-6010
Document Number1760-509
Book / Page001760 / 000509
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22 HOWARD RD CUMBERLAND RI 028646010, CUMBERLAND, RI 02864-6010

Mortgage

Document Number1760-509
DateDec 01, 2017
Book Page001760/000509
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 30, 2032

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,642.00 (+6.19%)$541,300 (+0.56%) Land $191,000 Building $350,300
2023$6,255.00 (+5.93%)$538,300 (+36.66%) Land $191,000 Building $347,300
2022$5,905.00$393,900 Land $137,600 Building $256,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2021, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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